Finance Globe

U.S. financial and economic topics from several finance writers.

5 Expenses to Expect During Your Job Search

5 Expenses to Expect During Your Job Search
When you’re job searching, you expect for it to take up a large portion of your time. However, you might not expect it to cost a lot of money. Sure, you’re looking for a job so you can make money, but you may have to spend a little money in the process. Here are a few job search expenses, you might have to pay as you seek new employment. Professional clothing. You may have to spend...
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Frank
Depending on your level or where you are in your career, I would also add traveling around the country for jobs, a consulting coac... Read More
Monday, 21 November 2016 18:28
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6 Tips to Help You Build a Bigger Savings

6 Tips to Help You Build a Bigger Savings
Many people put saving money at or near the top of their list of financial goals. Still, saving money can be tough for people at all income levels. If you've been working toward building a bigger savings, use these tips to help reach your goal. Spend less than you earn. Perhaps the most important thing you can do to build your savings is to reduce your spending. Creating a gap between your income and your spending...
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Frank
I have to reiterate to PAY YOURSELF FIRST AND MAKE IT AUTOMATIC. These are so important when building and growing your savings. I ... Read More
Monday, 21 November 2016 18:25
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3 Tips for Juggling Multiple Credit Card Balances

3 Tips for Juggling Multiple Credit Card Balances
Credit card debt can strain your finances in a number of ways. This is even more so the case when your debt is spread across a variety of cards. If you find yourself juggling multiple credit card balances, here are three tips that are sure to help: 1. Know Your Debt In short, you need to know how many credit cards you have, as well as the debt associated with each one. This isn’t a time...
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Frank
Keep track of your credit card balances, due dates, etc. online or in excel! This is critical if you have multiple cards. Every we... Read More
Monday, 21 November 2016 18:24
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Reasons to Avoid Using a Credit Card to Launch Your Business

Reasons to Avoid Using a Credit Card to Launch Your Business
We’ve all heard the stories. A successful entrepreneur used multiple credit cards to get his or her company off the ground. While this is definitely one of the quickest ways to get your hands on money to start or grow a business, it’s important to understand the risks associated with the strategy. Here are some of the primary reasons to avoid the use of a credit card to launch your business: 1. High Interest Rate With...
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Frank
Other ways to finance your business: (1) Mortgage your house (2) cashflow from other businesses/salary (3) friends and family (4) ... Read More
Monday, 21 November 2016 18:22
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5 Things Students Should Look for in a Credit Card

5 Things Students Should Look for in a Credit Card
Choosing your first credit card as a student can be confusing. With little or no previous credit card knowledge or experience, it’s easy to pick the wrong credit card. Unfortunately, choosing the wrong credit card can lead to serious credit problems that affect your life for years to come. Here are some of the most important things to consider as you choose your first student credit card. Reputable credit card issuer. Picking a credit card from...
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Frank
Free credit monitoring is a huge plus for a student. This will help you stay out of trouble early in your personal finance life. I... Read More
Monday, 21 November 2016 18:21
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Ask a Mortgage Broker These Questions

Ask a Mortgage Broker These Questions
When shopping for a home, there will soon come a time when you turn your attention to the mortgage process. In other words, you’ll need to answer this question: which lender can provide you with the best loan product? Rather than beat yourself up, rather than worry that you’ll never make the right decision, it’s best to use a mortgage broker. In short, this person is staffed with the responsibility of shopping around on your behalf....
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Frank
If you are going to use a mortgage broker, I highly recommend to speaking and interviewing atleast 3. These are usually very sales... Read More
Monday, 21 November 2016 18:20
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7 Tips for Managing Multiple Jobs

7 Tips for Managing Multiple Jobs
More than 7 million Americans work multiple jobs according to the U.S. Department of Labor Bureau of Labor Statistics. Some people work a second or third job to make ends meet, to reach financial goals, gain more experience in an industry, or fulfill a passion. One thing is for sure, managing multiple jobs can be mentally, physically, and emotionally taxing. Paying more attention to organization and time management can help relieve the stress that comes with...
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Frank
I have been experiencing this for about 24 months or so, and these tips are hugely helpful! The one that resonates with me the mos... Read More
Monday, 21 November 2016 18:19
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Is Your Medical Bill Wrong?

Is Your Medical Bill Wrong?
Do you cringe when you receive a medical bill in the mail? Like most, you hope for the best but expect the worst. If you find that your bill is higher than expected, there are a couple of things you can do: •    Pay it in full and move on.•    Contact the billing department to dispute the balance. It’s important to remember that medical billing departments can and will make mistakes every now and again. In...
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Frank
I have had this happen to me several times, and it was a complete pain to deal with. Contacting the right party was next to imposs... Read More
Monday, 21 November 2016 18:17
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Are You Wasting Money on these Items?

Are You Wasting Money on these Items?
When you look at your budget, it’s important to ask and answer a variety of questions. Here is one of the most important: are there any items you can do without? At first glance, you may not find any items you can comfortably cut from your budget. However, as you dig around, you may soon realize that there are a few opportunities to save. Taking this one step further, there are big one-time purchases that can...
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Frank
I have to say I sometimes purchase lottery tickets. I do not consider them an investment at all, and I purchase these only for my ... Read More
Monday, 21 November 2016 18:16
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How Will a Late Payment Affect Your Credit Score?

How Will a Late Payment Affect Your Credit Score?
When it comes to your bills, there’s one thing you always need to do: make payments on time. Although it’s easy for life to get in the way, you must have a schedule in place to prevent late payments. One late payment is bad enough. However, if you turn this into a habit, things can get really bad for you in no time at all. A late payment will impact you in many ways, starting with...
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Frank
I have use my online calendar (outlook) to alert me 2 days before my credit card payments are due. This allows me to never miss a ... Read More
Monday, 21 November 2016 18:15
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