Finance Globe

U.S. financial and economic topics from several finance writers.

7 Smart Tips to Use Your Credit Card for Holiday Shopping

7 Smart Tips to Use Your Credit Card for Holiday Shopping
Many people end each year with loads of credit card debt leftover from holiday shopping. If you don’t want to start the new year off with thousands of dollars in credit card debt, being a smart credit card user is key. Start with a $0 balance. If you use a credit card that has a balance, your holiday shopping will just add more debt to what you already have. It's also much easier to track your spending...
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Frank
I sound like a broken record, but I would like to add to make sure to PAY OFF YOUR CREDIT CARD in full. If you cannot afford to do... Read More
Tuesday, 20 December 2016 11:58
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Have You Answered These End of Year Tax Questions?

Have You Answered These End of Year Tax Questions?
With the end of the year closing in, there’s no better time than now to review your tax situation. After all, the April 2017 filing deadline will be here before you know it. Although no two people face the same tax circumstances, here are some important questions everyone should answer: •    Do you need to consult with an accountant now or in the near future?•    Does it make sense to contribute more money to your retirement...
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Frank
-Do I know how much I made this year? -Has anything in my life materially changed from prior year? I may be able to take more dedu... Read More
Tuesday, 20 December 2016 11:57
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Allegiant and Bank of America Partner to Offer New Credit Card

Allegiant and Bank of America Partner to Offer New Credit Card
Earlier this year (September 2016), Allegiant and Bank of America announced a partnership to launch the Allegiant World MasterCard. Issued by Bank of America, this is Allegiant’s first credit card program. Brian Davis, Allegiant vice president of marketing, is excited about the offer, noting the following: “Offering a credit card with Allegiant rewards our passengers and creates more opportunities for them to travel just by using their card for everyday purchases. It’s the most important customer-facing...
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Frank
This sounds like an amazing credit card, thank you for summarizing for me!
Monday, 21 November 2016 18:38
Frank
Do you know how many miles it generally takes to purchase a flight?
Tuesday, 20 December 2016 11:56
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Office Gift Giving: Questions to Answer Today

Office Gift Giving: Questions to Answer Today
The holiday season means many things, including the fact that you’ll be purchasing gifts for a variety of people. In addition to your family and friends, you may wonder if it’s appropriate (or required) to purchase gifts for your coworkers, boss, and others at your place of employment. While there is no right or wrong answer, it’s important to have a plan this year. To ensure that you’re on the right track, here are five questions...
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Frank
Be upfront and discuss these with your co-workers. Also this is a good time when you should follow the herd. No need to be the onl... Read More
Monday, 21 November 2016 18:37
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8 Money Moves to Make Before You Buy a Car

8 Money Moves to Make Before You Buy a Car
The financial decisions you make in the months leading up to your car purchase will play a big role in whether you’re approved for an auto loan and the interest rate you pay. Making the right money moves is key to a smooth car purchase.  Keep only the credit cards you have. Opening new credit cards can hurt your credit score in two ways: by adding additional inquiries to your credit report and lowering your average credit age....
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Frank
Avoid taking on any new credit cards and new debt is great advice. Over the life of your loan, this could save you $1000s. If you ... Read More
Monday, 21 November 2016 18:36
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5 Tips for Finding a Holiday Job

5 Tips for Finding a Holiday Job
Are you interested in earning some extra money this holiday season? If so, it may be time to consider a part-time job. There are thousands of holiday employment opportunities out there. As long as you keep an open mind and take the right approach, you should be able to find a position that suits you well. Here are five top tips for finding a holiday job: 1. Expand Your Search The last thing you want to...
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Frank
Honestly this should be a great year to find a holiday job. Everywhere I have read, this is going to be a solid holiday season wit... Read More
Monday, 21 November 2016 18:35
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Tips to Avoid Overspending this Holiday Season

Tips to Avoid Overspending this Holiday Season
With the holiday season closing in, it’s safe to assume that you have a lot on your plate. For many, shopping for gifts is at the top of their priority list. While this can be one of the biggest joys of the holiday season, it can soon turn to pain if you don’t take the right approach. In other words, you must have a plan in place that allows you to avoid overspending. Here are three...
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Frank
I set a spending limit per person so I know I won't overspend. Even if you overspend on 1-2 people, overall you will be close to y... Read More
Monday, 21 November 2016 18:34
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3 Simple Ways to Protect Your Credit

3 Simple Ways to Protect Your Credit
How much time do you devote to protecting your credit? Believe it or not, many people never think twice about this. Instead, they go about their life, hoping that nothing bad ever happens. Rather than take the risk, here are three simple ways to protect your credit: 1. Keep Your Personal Information Safe This can mean many things. For example, store financial documents in a safe place. Along with this, don’t share your personal information with...
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Frank
I recommend purchasing a credit monitoring software from a number of different providers. It is very inexpensive and can save you ... Read More
Monday, 21 November 2016 18:33
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Car Financing Tips: Use These to Your Advantage

Car Financing Tips: Use These to Your Advantage
Are you in the market for a new or used vehicle? If you aren’t making your purchase with cash, it’s time to learn more about the financing process. Although it can be intimidating to search for a car loan, there are some steps you can take to make this process more enjoyable. Here are several tips you can use to your advantage: •    Save for a down payment before making your purchase. In short, the more...
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Frank
I have never been a car guy and always advice people to purchase a used car especially if they do not have the cash on hand. Auto ... Read More
Monday, 21 November 2016 18:32
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7 Things to Do When Your Finances Are Out of Control

7 Things to Do When Your Finances Are Out of Control
Your finances can spiral out of control before you even realize it’s happening. Dealing with out of control finances can be stressful, but with time, effort, and patience, you can regain control of your finances. Learn to say no – even to yourself. It’s easy to lose control of your finances when your money is allocated to too many different things. Take back control by cutting out unnecessary expenses, even some things that you enjoy. Be...
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Frank
First thing to do is to understand where you have put yourself in. GET ORGANIZED. Then develop a plan of action and make sure you ... Read More
Monday, 21 November 2016 18:30
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