Finance Globe

U.S. financial and economic topics from several finance writers.

Opt for a Unique Vacation Experience this Summer

Opt for a Unique Vacation Experience this Summer
Now that warmer weather has arrived, you may be thinking about taking some time away from work. You may also be thinking about booking a vacation. It doesn’t matter if you are traveling alone, with family, or with friends, there are thousands of destinations to consider. So, here is the big question: where will you visit this summer? Like many, you may head for one of many beaches throughout the world. After all, there’s nothing better...
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Finance Globe
This summer seems to be starting off hotter than usual. My thoughts this year are to go up north, possibly to the views of Canada.... Read More
Thursday, 16 June 2016 22:01
Frank
BE very careful when you go to a casino!! especially inexperienced people who have little to lose. Casinos can be very fun, you ju... Read More
Friday, 17 June 2016 13:02
Wanderer
In the event you decide to leave the United States ... check requirements for a Country that requires Visas and a Passport for tra... Read More
Saturday, 18 June 2016 09:35
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There are Times to Close a Credit Card Account

There are Times to Close a Credit Card Account
There is no denying the fact that closing a credit card account can have a negative impact on your credit score. For example, closing an older account can shorten your credit history. It will also mean that you have less credit available, thus leading to a higher credit utilization ratio. Even with all this in mind, there are times when it makes sense to close a credit card account. Here are some of those times: 1....
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Frank
Its hard for me to recommend closing a card, but I have to agree with the points Chris makes. In those situations I would also rec... Read More
Tuesday, 14 June 2016 18:01
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Don’t Forget About These Credit Card Travel Tips

Don’t Forget About These Credit Card Travel Tips
Will you be traveling this summer? If so, do you have a plan in place for making purchases? Like many, you will turn to your credit card time after time. While there is nothing wrong with this, there are some basic tips you need to follow. 1. Understand your credit card fees. For example, using your credit card outside the United States could lead to a foreign transaction fee of approximately three percent. You need to...
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Frank
My wife and I just traveled internationally. I told my credit card companies and had no problems. My wife did not, and the first t... Read More
Tuesday, 14 June 2016 18:00
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Use a Small Business Credit Card for these Reasons

Use a Small Business Credit Card for these Reasons
Although you may have avoided the use of a small business credit card in the past, it could be a good idea to change your approach in the future. Once you are okay with the idea of using a credit card, it won’t be long before you are comparing your options and deciding which one suits you best. Here are some of the top reasons to use a small business credit card: 1. Convenience. Are you...
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Frank
I use several small business cards, and they are some of the best credit cards I have. The benefits are great, the terms are fair,... Read More
Tuesday, 14 June 2016 17:59
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Can Your Credit Card Interest Rate Increase?

Can Your Credit Card Interest Rate Increase?
Thanks to the CARD Act of 2009, credit card issuers can only raise your interest rate under specific conditions. As a consumer, this is good news. The not so good news is that your rate could still increase at some point in the future. Here are several times when this could happen to you: 1. Your promotion is coming to an end. Did you sign up for a credit card with a 0 percent interest rate...
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Frank
I was not aware of any of this information. Very helpful Chris!
Tuesday, 14 June 2016 17:56
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Do These Things if You Miss a Credit Card Payment

Do These Things if You Miss a Credit Card Payment
As hard as you try, there may come a point when you miss a credit card payment. This isn’t the worst financial mistake you can make, but it could have a negative impact on your credit report.Here are several things you should do if you miss a credit card payment: 1. Act fast. The due date may have come and gone, but that doesn’t mean you should sit around and wait for the next statement cycle...
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Frank
If you act very fast and this is your first time, most credit card companies will credit your delayed payment and it won't hit you... Read More
Tuesday, 14 June 2016 17:54
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How to Protect Your Credit Score During a Financial Slump

How to Protect Your Credit Score During a Financial Slump
Throughout life, you’ll experience life changes that can have a major impact on your finances. Job loss, losing a spouse, having a child, major medical bills, and disability are just a few life events that can put a strain on your finances. Unfortunately, your credit score can also be impacted during these times. Here are some tips to protect your credit score even when you’re having financial problems. Scale back your credit card usage. Many people feel...
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Frank
You can also call your credit company and ask for larger limit amount. This will help with your % of utilization which will keep y... Read More
Tuesday, 14 June 2016 17:53
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Four Things to Do If Your Application Is Denied

Four Things to Do If Your Application Is Denied
Applying for a credit card or loan is somewhat of a gamble. Even if you’re sure you meet all the qualifications, your application can still be denied. While it’s disappointing, it’s not the proverbial end of the world. It’s an opportunity improve your credit and your finances so you can be in a better position the next time you apply. Understand why your application was turned down. After you have an application denied, the bank will...
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Frank
Everyone will likely get denied at some point in their life. It is a good learning experience and one you can use to your advantag... Read More
Tuesday, 14 June 2016 17:49
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Comparing Credit Cards is Never a Waste of Time

Comparing Credit Cards is Never a Waste of Time
As you find yourself comparing credit card offers, you may soon ask this question: is it really worth the time and effort? Some consumers believe that every offer is the same, meaning that they can apply for any credit card and end up in a good place when everything is said and done. However, this is not true. Even when two credit cards appear to be identical, there are small details that make each one unique....
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Frank
The credit card industry to so big now that it is so easy to feel overwhelmed on selecting a credit card. As a benefit to the cons... Read More
Tuesday, 14 June 2016 17:45
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Top Benefits of a Small Business Credit Card

Top Benefits of a Small Business Credit Card
As a small business owner, you have a lot on your plate. This includes a variety of details in regards to the company’s finances. At some point, you may begin to ponder the idea of applying for a small business credit card. While this is a big step forward, it’s also one that you should strongly consider. And here is why: 1. Easier to keep track of your spending. When you make every purchase with your...
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Frank
If you do start your own small business, I would highly recommend getting a business credit card. As Chris describes, it is much e... Read More
Sunday, 22 May 2016 18:06
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