When you look at the details of your auto loan, what do you see? While some people are happy with the terms and conditions and the progress they’ve made, others realize one thing to be true: a change could do them some good. You don’t have to get rid of your current vehicle to make things better. Instead, you can consider the benefits of refinancing your loan. Here are some of the top reasons to consider...
As a college student or parent of a college student, you’re faced with many important financial decisions. At some point, you may begin to ponder the pros and cons of a student credit card. While there are definite concerns about this opportunity, including getting in over your head, there are a variety of benefits as well. The primary benefit is the ability to receive a financial education on how to use a credit card to improve...
There are many ways to search for a new job in 2017. There are also many mistakes you can make that will stop you dead in your tracks. Here are five mistakes to avoid at all costs: 1. Applying to Every Open Position No matter how interested you are in finding a new job, don’t slip into the trap of applying for every open position you come across. Not only is this a waste of time...
When it comes to your money, there aren’t many things more frightening than losing a credit card. If you find yourself in this situation, it’s important to take a couple key steps. By knowing what you should and should not do, you can move forward in the appropriate manner as to avoid additional stress. Even if your credit card company has a zero-liability policy, it doesn’t mean you should sit around and take your time before...
It feels like certain bills go up every year, but when your income doesn’t increase at the same rate, it can be stressful trying to juggle bills and make ends meet. It may take more than one strategy to continue to make your finances work. Make sure you’re not being overcharged. Many of us glance over our billing statements and simply pay the amount due. With so many bills due each month, it’s hard to pay...
Knowing the benefits of saving money doesn’t make it any easier to keep up a regular savings habit. From not having enough money to unexpected expenses, there are always things that keep you from saving. Reach your savings goals means knowing how to get around hurdles. Here are some tips for overcoming obstacles for saving money. Prepare for short-term expenses. Urgent, short-term expenses can distract you from long-term savings goals. You must figure out a way to...
There is no better feeling than the start of a new year. Once the calendar turns, you’ll feel like there’s nothing you can’t do. Are you intrigued by the idea of starting a business in 2017? If you find yourself thinking about this, here are three important steps to take in the near future: 1. Answer Key Questions What are you trying to accomplish with your new business? What reasons do you have to believe that...
Are you in the process of applying for your first credit card? Do you already have this in hand? If you find yourself in either position, it’s important to take a step back and realize that your financial life is about to change. There is no denying the many high level benefits associated with carrying a credit card. For example, you can use this to more easily make large purchases. Not to mention the fact that...
You gave it your best effort, but when the holiday season finally came to an end you realized one thing to be true: you took on debt. This can come in many forms, including but not limited to credit card debt and store credit card debt. As the calendar turns to the new year, you’ll find that this debt isn’t going away on its own. Just because the holidays are over doesn’t mean that your debt...
Let’s face it: the traditional car buying experience is anything but enjoyable. Sure, you’re excited about purchasing a new car, but that doesn’t mean you’ll have a good time from start to finish. Fortunately, with the help of the internet, you can save yourself a lot of time and unnecessary stress. If you’re interested in completing the entire process (or most of it) online, here are some steps to take: 1. Do Your Homework Even though...
