Finance Globe

U.S. financial and economic topics from several finance writers.

5 Major ATM Mistakes to Avoid Making

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ATMs are a convenient way to get cash from your account and make other bank transactions without having to go inside a bank branch, It's especially convenient outside of business hours or during the bank's busiest hours. But, remember may non-bank ATM operators are in it to make a buck. If you’re not careful, you could end up spending a lot of money just from going to the ATM. Not paying attention to the ATM fee....
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Frank
A lot of credit unions waive all ATM fees so you should always call them and make sure you aren't having to pay for ATM fees ever.... Read More
Saturday, 19 May 2018 14:26
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6 Things to Look for In a Savings Account

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A savings account is more than just a place to keep your spare change or an account to hold your emergency fund. This place has to provide good protection for your money. You should put just as much consideration into choosing your savings account as you do with any other financial account. While you may be tempted to choose a savings account at your primary bank because it’s easier that way, you may be able to...
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Frank
Today, given the amount of saving account opportunities, you should never have to pay a monthly fee for the savings account. If yo... Read More
Saturday, 19 May 2018 14:20
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USAA and Why its Great for Military Veterans and Their Families

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United Services Automobile Association (“USAA” or the “Company”) is one of the leading military financial institutions that offer great benefits to the military community. The Company was founded in 1922 and started out as a car insurance company, but has grown over the years to offer a wide variety of products. USAA is dedicated to serving military members and their families by offering more benefits than most other major financial service provider. They offer a very...
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Wanderer
As a USAA Member I can confirm the great write up the author did explaining what is available to eligible personnel. Love the bank... Read More
Friday, 19 January 2018 13:38
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The Best Personal Loans For Bad Credit

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​It usually isn't the greatest idea to take out loans when you have bad credit. The fees are insanely high and the interest rates are ridiculous. That said, I understand that sometimes people find themselves in a pinch and don't have many options. If you absolutely have to take out a loan when you have bad credit, this article might help you. The best personal loans for bad credit are the ones that are secured by...
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6 Signs It's Time to Leave Your Bank

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Some relationships are meant to be forever. Your relationship with your bank isn't one of them. Breaking up with your bank means going through the process of changing your direct deposit, getting a new debit card, and get used to the new bank. But, if your bank is no longer serving you well, the changes are necessary. Here are some signs it's time to leave your bank. They’re charging too many fees. A monthly fee might be acceptable...
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Frank
If you change banks, does that hurt your credit score?
Sunday, 30 April 2017 20:45
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Basic Benefits of a Credit Union

Basic Benefits of a Credit Union
Have you ever found yourself comparing a local credit union to a local bank? If so, you have come to realize that there are benefits of doing business with both. Even so, some people continue to ignore the advantages of a credit union because they are unfamiliar with what this type of financial institution can do for them. Below are three of the most basic benefits of a credit union. These may not be enough for...
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Frank
I have a mortgage with a credit union and love it. They are friendly, I personally know who I am dealing with, and its a great rel... Read More
Tuesday, 24 January 2017 17:27
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7 Reasons to Use Your Bank's Mobile App

7 Reasons to Use Your Bank's Mobile App
Thanks to innovation with mobile applications, you manage your bank account with convenience and ease without ever having to visit a bank branch again. Check out just a few things you can do when you download your bank's mobile app to your smartphone or tablet. Check your balance and account history. If you have a smartphone with data access, there’s no reason you shouldn’t know your bank account. You can simply tap your mobile banking app, enter...
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Frank
I get checks now and then, and hate to go to the bank. I use my mobile app for all of the check deposits. It is great!
Tuesday, 24 January 2017 17:11
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What to Do If You Overdraft Your Bank Account

What to Do If You Overdraft Your Bank Account
We all like to keep our bank balances high enough to cover the transactions we made. Unfortunately, there may come a time or two when that's not the case. Maybe you weren't keeping up with your balance and accidentally overspent or perhaps you thought a deposit would clear sooner than it did. Many banks will do you a favor and pay these overdraft transactions for you, but this courtesy isn't free. Each time the bank pays a transaction...
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Frank
Many banks will help you out if this is the first time this has happened to you. As Latoyairby mentions above, call your bank imme... Read More
Tuesday, 20 December 2016 11:59
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Why You Should Keep a Buffer in Your Checking Account

Why You Should Keep a Buffer in Your Checking Account
If your checking account balance frequently approaches or zips below $0, you’re not managing your account well. Low checking account balances can be stressful and put you at a high risk of overdrafting. Maintaining a minimum balance in your checking account, a buffer so to speak, can benefit you in several ways. Avoid monthly account maintenance fees. Gone are the days of free checking accounts. Many banks now charge a monthly fee on even the most...
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Wanderer
Great advice with options to manage a successful checking account and financial institution relationship. As an add on, you could ... Read More
Saturday, 01 October 2016 17:58
Frank
A buffer is an absolute must. No matter how diligent you are in tracking your income and expenses every month, there are going to ... Read More
Wednesday, 26 October 2016 09:42
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3 Easy Ways to Avoid Double ATM Fees

3 Easy Ways to Avoid Double ATM Fees
Using your debit card at the ATM is one of the fastest and most convenient ways to get cash from your checking account. Unfortunately, convenience usually comes with a cost you may be hit with a fee for the with and in some cases, you could even be charged two fees! ATM owners set the fees for withdrawals. The owner of an ATM could be a bank or even an individual. You can typically avoid ATM fees by using...
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Frank
I hate ATM fees! I use a national bank so I am usually able to find an ATM in its network, but when I do not, I do get charged a d... Read More
Tuesday, 08 March 2016 09:21
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