Finance Globe

With the holidays right around the corner, you know it will only be a matter of time before you are shopping for those perfect gifts. While some people wait until the last minute to start saving and shopping, others realize that now is the time to take a close look at what the holidays will bring. How many people will you need to purchase gifts for? Do you have enough cash right now to get everything...

Are you in desperate need of an accountant? How about an attorney? What about a consultant for your business? If you find yourself searching for any type of service professional, you are well aware of the challenges.To cut through the dead weight and eventually choose the right professional, it is a must that you begin your search online. Here are three reasons why:1. You can compare the website of each service professional. This will give you...

Finding a life insurance agent you can trust is not always a simple process. Just because somebody is licensed to sell you a policy does not mean you should do business with him or her. Instead, there are many questions you should ask and answer before moving forward.Here are five important questions for any life insurance agent:1. Who are you? There is a nicer way of asking this question, but you get the point. You want...

Even if you have a food budget, you may soon find yourself wasting money. Over the course of a year, this can add up to hundreds of dollars or more of wasted cash that could have been used for other expenses.Are you aware of the common ways you may be wasting money on food? Let’s take a closer look at three:1. Shopping without a list. If you neglect to create a list before heading to the...

If you own a home, you know that things can and will go wrong from time to time. From a broken furnace to a clogged pipe (and that is just the start), you never know when something will come up.While there is nothing more important than taking on home repairs in a timely manner, many people find that they don’t have the money to do so. No matter who you are or how much money you...

Most people understand how important it is to have a budget, regardless of how much money they earn. That being said, many people shy away from this because they don’t want to spend the time required to keep their budget in good working order. If you want to create and manage a sound budget without spending too much of your valuable time, there are several key steps you can take. Here are three to consider: 1....

Is the thought of self employment running through your mind? Are you ready to leave the corporate world in the past and branch out on your own? If you find yourself leaning in this direction, it is imperative that you know exactly what you are getting into. While there are many benefits of self employment, such as the ability to control your own destiny, there are a few details you may be overlooking. Here are three...

Are you in the market for a smartphone or smartwatch? How about a tablet? Regardless of the tech device you are shopping for, you know one thing to be true: you are not always going to find something that comfortably fits into your budget.While some people are resigned to the fact that they will overpay, others realize that this does not have to be the case.Here are three easy ways to save:1. Shop online as opposed...

With the end of 2014 closing in like a freight train, there is no better time than now to start planning for next year.While your final tax returns may not be due until April 2015, the sooner you get organized the better off you will be.Here are three end of the year tax tips to consider:1. Search for last minute tax deductions. For example, making charitable contributions before the end of the year can help you...

With a home equity loan, you are able to borrow against the value of your property to obtain cash. Here are some of the most common reasons for taking out this type of loan:Remodel or home renovation projectTo pay for a child’s college educationTo consolidate high interest debtTo purchase another home, such as a vacation propertyBefore we discuss the primary benefits of a home equity loan, let’s first discuss the biggest potential downfall: if you don’t...