Finance Globe

There is nothing worse than the thought of becoming disabled. This can be even more frustrating once you realize you will not be able to work for a particular period of time.With short term disability insurance, your situation will not be nearly as desperate. Instead, you can rely on this coverage to pay a portion of your salary until you are ready to return to work.While not always the case, the most common type of short...

Do you have an emergency account? Are you keeping this money safe, hoping you never have to use it, but realizing the time could come at some point?If your emergency account is short on funds, there are steps you can take to make up for this in the months to come. You may be surprised at how quickly you reach your “target number” when you take the right approach.Here are three of the best strategies for...

Creating a budget is only half the battle. The other half is staying on track, day in and day out, no matter what comes your way.You may not realize it right now, but there could be hidden expenses killing your budget. If you don’t know what these are and how to get them under control, you will continue to suffer month after month.Are these expenses giving you trouble?1. Vehicle maintenance. This can include everything from new...

For many people, there is nothing more exciting than taking a summer vacation. They look forward to this all year long, knowing that it is sure to be one of the best times of their life. Have you had to skip vacation in the past due to financial concerns? If so, you know one thing to be true: you don’t want to ever deal with this problem again. The best way to protect against this is...

There is a lot that goes into buying a home. For many, this includes securing a mortgage. While this sounds simple enough, being that there are hundreds of lenders to choose from, there are many details to focus on along the way.Rather than contact one lender after the next, you can save a lot of time by consulting with a mortgage broker.The problem with this is simple: you never know if your broker has your best...

Do you have equity in your home? Would you like to get your hands on some of this money for a home improvement project or another expense? If you answered yes to both questions, a home equity loan is something to consider.While there are many benefits of such a loan, including the ability to obtain cash in a relatively short period of time, it is important to understand the potential drawbacks. These include the following:1. The...

College students throughout the country are hitting the classroom for the second semester. All of these students have paid their tuition and other expenses in some way, shape, or form.Even though classes are in full swing, it doesn’t mean you should shy away from speaking with your financial aid counselor. In fact, there are many questions you should feel compelled to ask during this time of the year. Here are three that may be on your...

Regardless of why you are searching for a CPA, nothing changes the fact that you want to find the right person this time around. The last thing you want is to be faced with this same challenge again in the future. Choosing a CPA you can trust is easier said than done. There are a lot of people out there who are willing to help, but this doesn’t mean that each and every one is right...

In a perfect world, you would be able to attend college and receive your degree without ever borrowing a single dollar. Unfortunately, this is not reality for most students. It is not uncommon for a student to borrow tens of thousands of dollars along the way, doing whatever it takes to receive a degree.If the time comes to apply for a student loan, be sure to consider all your options. Here are some of the many...

If you’ve been thinking seriously about starting a business, you’re probably well aware that you should write a business plan. It is, after all, one of the first steps most experts will advise you to take on your entrepreneurial journey. The Small Business Administration calls the business plan “an essential roadmap for business success” and places it at the top of their suggested 10 step process to starting a business. Surely, if the SBA says the...