Finance Globe

While there are many people out there who enjoy renting a home, there are just as many (if not more) who dream of the day when they’ll be able to purchase real estate. There are a variety of pros and cons associated with both owning and renting. Here are some of the many advantages of owning a home: Ability to make it your own. When you own a home, you have the right to do whatever...

From hurricanes to tornadoes to earthquakes, there's almost no part of the world that's safe from natural disasters. In the wake of the destruction that comes along with natural disasters, many of us are inspired to help out by making a donation. No matter how big or small, we want our donations to make as much of a real impact as possible. Here are a few tips for donating money after a natural disasters. Check your...

Have you come to the conclusion that your credit card has been stolen? Regardless of why you believe this to be true – such as if someone stole your entire wallet or purse – you need to take immediate action. Sitting back and hoping that your wallet is returned isn’t a mistake you want to make. If you don’t act fast, there’s a good chance that your credit card will be used in a fraudulent manner....

Credit card companies use information from the credit bureaus to figure out who might qualify for one of their credit card products. Then, the credit card issuer sends pre-approved offer letters to consumers that make the cut. If you receive a pre-approved offer in the mail, you should carefully consider whether you want to take it. Do you want another credit card? You don’t have to take the pre-approved offer just because it was sent to...

Buying a home is one of the biggest financial decisions you will ever make. Travel down the right path and you’ll be happy with where things end up. Travel down the wrong path and you may look back and wonder what you were thinking. For most people, buying a home comes down to one thing: finding the right property at a price they are willing to pay. While this sounds simple enough, especially if you keep...

Equifax, one of the world’s largest suppliers of credit information and related services, recently announced a data breach that may have affected as many as 143 million consumers in the United States. The company went on to explain that “criminals exploited a U.S. website application vulnerability to gain access to certain files.” At this point, Equifax believes that the access occurred from the middle of May 2017 through July 2017. The information accessed by the criminals...

Have you come to find that your car payment is entirely too high? Is this having a negative impact on your budget and finances as a whole? Are you hoping to make a change? It’s extremely common to bite off more than you can chew when purchasing a vehicle. You get so excited about pulling the trigger that you overlook the impact your new payment will have on your financial situation. If you find yourself in...

Your credit card issuer has just as much right to close your credit card as you do. If you find out your credit card issuer has cancelled your credit card, here's what you should do next. Call to find out why. Your credit card issuer won’t always warn you before cancelling your credit card. So, if you’re curious to find out the reason your credit card has been cancelled, call your credit card issuer to find out why....

Throughout our lives, we have to make certain financial decisions to ensure our current and future stability. It’s hard to plan for every single thing that happens in life, but you can make a few great decisions that cover the major bases. Here are seven financial moves you can’t afford to miss. Having a steady source of income. Having a job or some other source of income is a basic requirement of being an adult. Of...

Ever noticed how your local furniture store always seems to have some kind of zero down, zero percent interest financing deal going on? When you're on the market for a new set of furniture, you might recall the most recent deal as you consider how you're going to pay for the furniture. Here's why you should always skip in-store financing, no matter how great the promotional offer seems. They're only deferring interest. The zero interest offer...