Luxury Card™ Mastercard® Black Card™

  • Stainless Steel – Patented Black-PVD-Coated Metal Card
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $495 ($195 for each Authorized User)
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Personal $495 ($195 for each Authorized User added to the account) 0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. N/A 16.49% This APR will vary with the market based on the Prime Rate. Flexible Options


Quick Summary:
This Mastercard rewards card with flexible options is issued by Barclays Bank. This card is intended for consumers, or "personal use" with a nearly perfect credit history. Rates may vary among applicants, however the lowest standard APR is 17.24%* (Variable)*.

Important Rates:
There is a introductory balance transfer offer APR of 0.00% for For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.*. There is an annual fee of $495 ($195 for each Authorized User added to the account)* for this card.

Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 765 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Barclays Bank product.

Other Basics:
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Other Remarks:
  • You will earn 1 Point for every $1 in Net Purchases using your Card. There is no limit to the total points you can earn as long as the Program continues and your Account is open, active and in good standing.
  • Your points are redeemed at a rate of 2% when redeeming for airfare through myluxurycard.com or by calling the customer service on the number on the back of your Card. There are not blackout dates. For example, 50,000 points equates to $1,000 in airfare redemptions. Points can be used for all or a portion of your airline purchase. Low number of points required for redemptions (50 points needed for airfare)
  • You may redeem your points for a statement credit at a redemption rate of 1.5%. For example, you can redeem 5,000 points for a $75 statement credit.
  • $100 annual airline credit can be used on airfare, not limited to just incidentals, airline food and bag fees.
  • $100 Global Entry or TSA Precheck Credit
  • Enjoy amenities such as room upgrades, complimentary food and beverage, spa credits and more when you book with Luxury Card Travel.
  • Complimentary Luxury Card Conciergeâ„¢ lifestyle management service available 24/7 for global expertise and tailored recommendations by phone, via email, and through mobile chat
  • Automatic enrollment in the Luxury Gift program
  • Members-Only LUXURY MAGAZINE


Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 765, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

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