First PREMIER® Bank Credit Card

  • Checking Account Required
  • Monthly reporting to the major Consumer Reporting Agencies
  • Access your credit account by phone 24/7 all year round
  • Issued by FDIC-insured First PREMIER® Bank
  • Acceptance at millions of locations worldwide, including online purchases (subject to available credit)
  • If you have less-than-perfect credit, we may approve you when others won't
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month. 
  • No security deposit required
  • Application response in as little as 30 seconds
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit, Poor Credit Personal See Terms* N/A* N/A* See Terms* None


Quick Summary:
This MasterCard offer is issued by First PREMIER® Bank. This card is intended for consumers, or "personal use" with a fair or poor credit history. See the terms and conditions for the purchase APR rate.

Important Rates:
Please see the card issuer's terms and conditions regarding annual percentage rates. Please see the application disclosures regarding the annual fee.

Credit Record Needed:
The First PREMIER® Bank Credit Card is designed for those with less than perfect credit. There are a number of factors that this issuer may consider when making decisions for approval.

Other Basics:
This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Our Editor's Commentary:
Bad credit doesn't have to stop you from applying for a credit card. The First PREMIER® Bank Credit Card is designed for consumers with fair to poor credit.

With monthly reporting to all the major consumer reporting agencies, it will not be long before you feel better about your situation.

All you need is a checking account to qualify for the First PREMIER® Bank Credit Card. Once approved, you can enjoy a variety of benefits, such as 24/7 access to your account and acceptance at millions of locations throughout the world.

Approval Time:
Approval time for this offer is not listed.

Community Opinion:
Based on community reviews, we found that 100% of 1 user recommend this card.

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