Advertiser Disclosure1
PREMIER Bankcard® Grey Credit Card
About the PREMIER Bankcard Grey Credit Card
The PREMIER Bankcard Grey Credit Card was previously listed on Finance Globe as a Mastercard intended for consumers with less-than-perfect credit. The offer was positioned primarily as a way to establish or rebuild credit rather than as a rewards credit card.
This particular Finance Globe listing is now maintained for historical and research purposes. The rates, fees, credit limits and other terms associated with the former offer may no longer reflect products currently available from PREMIER Bankcard.
What Was the PREMIER Bankcard Grey Credit Card?
The Grey Credit Card was marketed toward consumers with fair or poor credit histories. Like other credit-building cards, its primary value proposition was access to a revolving credit account and the opportunity to establish payment history through responsible account management.
The card operated on the Mastercard network, allowing cardholders to use it at merchants that accepted Mastercard, subject to the account's available credit and other applicable restrictions.
Is the PREMIER Bankcard Grey Credit Card Still Available?
This specific PREMIER Bankcard Grey Credit Card listing is no longer maintained by Finance Globe as a current credit card offer.
PREMIER Bankcard may offer other credit card products, but consumers should not assume that current products have the same rates, fees, features or approval requirements that were associated with this historical Grey Credit Card listing.
If you are looking for a PREMIER Bankcard credit card today, compare currently available offers and review the issuer's current terms and disclosures before applying.
PREMIER Bankcard® Mastercard® Credit Card
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balances low and paying all your bills on time each month.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- Credit Limit Increase Eligible after 12 months of consistent responsible account management.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews | Fair Credit, Average Credit | Consumer | See Terms* | N/A | N/A | See Terms* | None | 4 |
|---|
Credit Building and Account Management
Credit cards designed for less-than-perfect credit can provide an opportunity to establish positive account history, but simply opening a card does not guarantee an improvement in a credit score.
Factors such as making required payments on time, keeping balances manageable and avoiding excessive debt can affect a consumer's overall credit profile. Credit scoring models and lenders may evaluate these and other factors differently.
Consumers considering a credit-building card today should compare the complete cost of the account, including any annual, monthly, program or other fees, as well as the APR and available credit limit.
Who Was This Card Designed For?
The historical Grey Credit Card offer was aimed primarily at consumers whose credit history could make qualifying for more traditional credit cards difficult.
That type of card can serve a practical purpose, but cost matters. Credit-building cards may have higher fees or interest rates than products intended for applicants with stronger credit profiles.
Before choosing a card for rebuilding credit, consider whether the account reports activity to the major credit bureaus, the total fees required to maintain the account, the available credit after fees and whether less expensive alternatives are available.
Finance Globe Community Experience
Finance Globe has collected cardholder reviews and community feedback for the PREMIER Bankcard Grey Credit Card over the years. These reports can provide historical insight into individual experiences with the card.
Keep in mind that user reviews reflect individual experiences at a particular point in time. They should not be interpreted as current product terms, approval criteria or a prediction of another applicant's experience.
Looking for a Credit Card Today?
The credit card market has changed since this Grey Credit Card offer was originally listed. Consumers with fair, limited or damaged credit may now have several types of products to consider, including unsecured credit-building cards and secured credit cards.
Compare current offers based on the complete cost of the account rather than approval potential alone. APRs, annual and monthly fees, security deposit requirements, credit bureau reporting and available credit can all be important when evaluating a card.
Historical PREMIER Bankcard Grey Mastercard Details
- Pre-qualify with no impact to your credit score
- Helping people build credit is our first priority – start your credit-building journey today.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
- Award-winning, U.S.-based customer service
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards |
|---|---|---|---|---|---|---|
| Fair Credit, Average Credit | Personal | See Terms* | N/A* | N/A* | See Terms* | None |
PREMIER Bankcard® Grey Credit Card Quick Summary:
This Mastercard® offer is provided by PREMIER Bankcard®. This card is intended for consumers, or "personal use" with a fair or poor credit history. See the terms and conditions for the purchase APR rate.
Important Rates:
Please see the card provider's terms and conditions regarding annual percentage rates. Please see the application disclosures regarding the annual fee.
Credit Record Needed:
The PREMIER Bankcard® Grey Credit Card is designed for those with less-than-perfect credit. There are a number of factors that this provider may consider when making decisions for approval.
Other Basics:
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).
*Build credit by keeping your balance low and paying all your bills on time every month.
Our Editor's Commentary:
Less-than-perfect credit doesn't have to stop you from applying for a credit card. The PREMIER Bankcard® Grey Credit Card is designed for consumers with fair to poor credit.
The PREMIER Bankcard credit card is one tool you can use to show you can responsibly manage credit. If approved, pay your minimum payment on-time and stay within your credit limit for positive reports to the Consumer Reporting Agencies. That's why we want to give you an opportunity to build* and maintain your credit history with PREMIER Bankcard by making on time payments and maintaining your balance below the credit limit.
Approval Time:
Approval time for this offer is not listed.
Community Opinion:
Based on community reviews, we found that 67% of 3 users recommend this card.