First PREMIER® Bank Classic Credit Card

  • YOUR HELPING HAND - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • Looking to build a credit future?  We report to the major consumer reporting agencies monthly*
  • Use available credit for basics like gas and food when you need them
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • US-based customer service that’s both professional and personable
  • Customers can request to be evaluated for a credit limit increase after 12 months
*Build credit by keeping your balance low and paying on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit, Average Credit Personal See Terms* N/A* N/A* See Terms* None


Quick Summary:
This Mastercard offer is issued by First PREMIER® Bank. This card is intended for consumers, or "personal use" with a fair or poor credit history. See the terms and conditions for the purchase APR rate.

Important Rates:
Please see the card issuer's terms and conditions regarding annual percentage rates. Please see the application disclosures regarding the annual fee.

Credit Record Needed:
The First PREMIER® Bank Classic Credit Card is designed for those with less than perfect credit. There are a number of factors that this issuer may consider when making decisions for approval.

Other Basics:
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Our Editor's Commentary:
If you have a fair or average credit history, the First PREMIER® Bank Classic Credit Card may be just what you are looking for. The purpose is to provide individuals with less than perfect credit histories an avenue to obtain credit and for them to demonstrate positive repayment patterns.

A secure online application allows you to apply for and receive a response in as little as 30 seconds. A checking account is required.

Approval Time:
Approval time for this offer is not listed.

Community Opinion:
Based on community reviews, we found that 75% of 4 users recommend this card.

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