Reflex Mastercard®

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Poor Credit, Limited Credit Personal See Terms N/A* N/A* See Terms None
Notice: Information about this card offer is limited due to Celtic Bank's request for a limited analysis.




Our Editor's Commentary:
The Reflex Mastercard® is the right solution for applicants with no credit or poor credit. With three bureau reporting, a decent initial credit limit, and 24/7 online access, this offer can help anybody establish or rebuild credit.

The annual fee and APR is higher than average, but most agree that the benefits far outweigh any drawbacks.

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