First PREMIER® Bank Secured Credit Card

  • HERE FOR YOU - NOW & IN THE FUTURE - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.* 
  • Reports to consumer reporting agencies help you monitor your financial progress to begin your credit building journey (build credit by keeping your balance low and paying on time every month)
  • MAKING A DIFFERENCE. TOGETHER - As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands customer needs and is there for those who may be denied by other issuers
  • Use available credit for basics like gas and food when you need them
  • Courteous, caring customer service: that's what First PREMIER is all about
  • PREMIER puts control in your hands, just ask to be evaluated for a credit limit increase after 12 months
  • A refundable security deposit means you get your money back if you have a zero balance and the account is closed
  • If approved, fund your Security Deposit to open your account.  Once open, you will have the opportunity to build your credit limit up to $5,000
*Build credit by keeping your balance low and paying on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Poor Credit, Average Credit Secured See Terms* N/A* N/A* See Terms* None


Quick Summary:
This Mastercard offer is issued by First PREMIER® Bank. This is a secured card that does not issue a traditional line of credit. See the terms and conditions for the purchase APR rate.

Important Rates:
Please see the card issuer's terms and conditions regarding annual percentage rates. Please see the application disclosures regarding the annual fee.

Credit Record Needed:
The First PREMIER® Bank Secured Credit Card is designed for those with less than perfect credit. There are a number of factors that this issuer may consider when making decisions for approval.

Other Basics:
The grace period listed for the First PREMIER® Bank Secured Credit Card is at least 27 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date.

Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating, and possibly more.This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Approval Time:
Approval time for this offer is not listed.

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