PREMIER Bankcard® Gold Credit Card

  • Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority.
  • PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
  • Credit limit increase eligible after 12 months of consistent responsible account management.
  • We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
  • Award-winning, U.S.-based customer service
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit, Average Credit Personal See Terms* N/A* N/A* See Terms* None


PREMIER Bankcard® Gold Credit Card Quick Summary:
This Mastercard® offer is provided by PREMIER Bankcard®. This card is intended for consumers, or "personal use" with a fair or poor credit history. See the terms and conditions for the purchase APR rate.

Important Rates:
Please see the card provider's terms and conditions regarding annual percentage rates. Please see the application disclosures regarding the annual fee.

Credit Record Needed:
The PREMIER Bankcard® Gold Credit Card is designed for those with less-than-perfect credit. There are a number of factors that this provider may consider when making decisions for approval.

Other Basics:
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Our Editor's Commentary:
Even if you have fair or poor credit, you can still find a credit card that suits your every need. For many, the PREMIER Bankcard® Gold Credit Card is the answer they have been looking for.

The PREMIER Bankcard Gold Credit Card is one tool that can be used to show responsible credit management. Pay minimum payments on-time and stay within the credit limit for positive reports to the Consumer Reporting Agencies.

Approval Time:
Approval time for this offer is not listed.

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