PREMIER Bankcard® Gold Credit Card

  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • Just complete the short application and receive a response in 60 seconds.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit, Average Credit Personal See Terms* N/A* N/A* See Terms* None


PREMIER Bankcard® Gold Credit Card Quick Summary:
This Mastercard® offer is provided by PREMIER Bankcard®. This card is intended for consumers, or "personal use" with a fair or poor credit history. See the terms and conditions for the purchase APR rate.

Important Rates:
Please see the card provider's terms and conditions regarding annual percentage rates. Please see the application disclosures regarding the annual fee.

Credit Record Needed:
The PREMIER Bankcard® Gold Credit Card is designed for those with less-than-perfect credit. There are a number of factors that this provider may consider when making decisions for approval.

Other Basics:
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Our Editor's Commentary:
Even if you have fair or poor credit, you can still find a credit card that suits your every need. For many, the PREMIER Bankcard® Gold Credit Card is the answer they have been looking for.

The PREMIER Bankcard Gold Credit Card is one tool that can be used to show responsible credit management. Pay minimum payments on-time and stay within the credit limit for positive reports to the Consumer Reporting Agencies.

Approval Time:
Approval time for this offer is not listed.

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