First PREMIER® Bank Gold Credit Card

  • WE'RE HERE TO HELP YOU - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • Looking to build credit?  We report to the major consumer reporting agencies monthly*
  • Access to available credit when you need it 
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • Courteous, caring customer service: that’s what First PREMIER is all about
  • Credit limit increases can be evaluated after 12 months. Just ask!
*Build credit by keeping your balance low and paying on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit, Average Credit Personal See Terms* N/A* N/A* See Terms* None


First PREMIER® Bank Gold Credit Card Quick Summary:
This Mastercard offer is issued by First PREMIER® Bank. This card is intended for consumers, or "personal use" with a fair or poor credit history. See the terms and conditions for the purchase APR rate.

Important Rates:
Please see the card issuer's terms and conditions regarding annual percentage rates. Please see the application disclosures regarding the annual fee.

Credit Record Needed:
The First PREMIER® Bank Gold Credit Card is designed for those with less than perfect credit. There are a number of factors that this issuer may consider when making decisions for approval.

Other Basics:
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Our Editor's Commentary:
Even if you have fair or poor credit, you can still find a credit card that suits your every need. For many, the First PREMIER® Bank Gold Credit Card is the answer they have been looking for.

The First PREMIER Bank credit card is one tool that can be used to show responsible credit management. Pay minimum payments on-time and stay within the credit limit for positive reports to the Consumer Reporting Agencies.

Approval Time:
Approval time for this offer is not listed.

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