PREMIER Bankcard® Gold Credit Card

  • Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority.
  • PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
  • Credit limit increase eligible after 12 months of consistent responsible account management.
  • We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
  • Award-winning, U.S.-based customer service


Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit, Average Credit Personal See Terms* N/A* N/A* See Terms* None

PREMIER Bankcard® Gold Credit Card Quick Summary:
This Mastercard® offer is provided by PREMIER Bankcard®. This card is intended for consumers, or "personal use" with a fair or poor credit history. See the terms and conditions for the purchase APR rate.

Important Rates:
Please see the card provider's terms and conditions regarding annual percentage rates. Please see the application disclosures regarding the annual fee.

Credit Record Needed:
The PREMIER Bankcard® Gold Credit Card is designed for those with less-than-perfect credit. There are a number of factors that this provider may consider when making decisions for approval.

Other Basics:
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Our Editor's Commentary:
Even if you have fair or poor credit, you can still find a credit card that suits your every need. For many, the PREMIER Bankcard® Gold Credit Card is the answer they have been looking for.

The PREMIER Bankcard Gold Credit Card is a great tool that can be used to show responsible credit management. Pay minimum payments on-time and stay within the credit limit for positive reports to the Consumer Reporting Agencies.

Approval Time:
Approval time for this offer is not listed.

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