Bento for Business

  • Business debit Mastercard paired with a robust employee expense management system including a full-featured web and mobile app.
  • More control than business credit cards: set spend limits by day/week/month, vendor type, or amount; turn cards on/off with a click.
  • Free 60 day trial; After, simple pricing with NO hidden fees including multiple no fee options.
  • Use instead of petty cash, checks, or credit for PT/FT staff or contractors, or use as "utility" cards for a project or spend category.
  • No personal liability or impact on credit score; instant online approval with no credit check.
  • Automatic sync with Quickbooks or easy Excel or PDF export; seamless receipt capture on mobile app.
  • Excellent reporting with auto-categorization of spending, universal search functionality, real-time dashboard overview and real-time 2-way alerts.
  • FDIC insured account with Fraud coverage if your card is ever lost or stolen.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
N/A, Poor Credit Business $0 N/A N/A N/A None


Quick Summary:
This Mastercard offer is issued by Bento for Business. This card is restricted to business owners with N/A, Poor Credit. You may need proof of business ownership or involvement before finalization of the card acceptance.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. This card does not have an APR or is not listed. Please read the disclosures regarding payment terms. There is no annual fee for this card.*

Rewards:
This is not a rewards card.

Credit Record Needed:
Applicants should have n/a for increased chances of approval.

Other Basics:
You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Rewards and Benefits:
  • Access your live dashboard (on web or mobile) anytime for real-time insights on who's spending what, where and when
  • Get a bird's-eye view of employee expense activities or track expenses as they occur and avoid end-of-month surprises
  • Securely manage funds and data in one easy-to-use system
  • Employees can always check spend limits, view transactions, and upload receipts or notes


Other Remarks:

Summary of plans. Please see terms for details and official pricing:

Starter – Free
Up to 2 Cards

Team – $29/month
Up to 10 Cards

Professional – $69/month
Up to 25 Cards

Enterprise – $149/month
Over 25 Cards



Our Editor's Commentary:
This is an interesting alternative to a small business credit card. If you want to help control your business expense, this could be a great solution.

According to Bento: Bento's easy, streamlined expense management system helps business owners save time, save money, and gain peace of mind knowing that their business expenses are under control. With Bento, business owners can spend more time focusing on operating their business and spending time with loved ones rather than cumbersome administrative activities. Bento eliminates the need for the dreaded month-end expense reimbursement process, and makes year-end tax time a breeze.

In 2017, Bento prevented unauthorized spending for 65% of customers, saving them an average of 28% of their annual expense budgets?.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
There are no reviews. If you have experience, you can write one now.
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