Kohl's Charge Card


This featured offer was noticed by Finance Globe staff to be unique and offer special benefit to cardholders.
  • Your Kohl's Charge entitles you to at least 12 special offers every year.
  • Take an extra 35% off your first Kohl's charge purchase.*
  • Get another 15% off discount when your card arrives in the mail.
  • COMBINE DISCOUNTS - Use your Kohl's Cash® with your Kohl's Charge discounts.*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Above Average Credit, Fair Credit Personal $0* N/A* N/A* 27.24%* Store Specific


Quick Summary:
This is a Store rewards card, issued by Capital One. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with an above average credit history. Rates may vary among applicants, however the lowest standard APR is 27.24%* (V).

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 623 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Capital One product.

Other Basics:
The grace period listed for the Kohl's Charge Card is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date.

This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to the merchandiser.

Our Editor's Commentary:
Consumers who enjoy the Kohl's experience should consider the benefits of the Kohl's Charge Card. This charge card, issued by Capital One, is full of benefits. From saving 20 percent on your first charge card purchase to annual coupons, you can enjoy the savings all year long.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 623, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 100% of 4 users recommend this card.

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