Simmons Rewards Visa® Signature

  • 1.25 Rewards Points for Every Dollar Spent*
  • No Annual Fee*
  • No Balance Transfer Fee*
  • Car Rental Coverage - Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.*
  • At Your Service - 24-hour customer service representatives are always there to help.
  • Global Acceptance - Use your card anywhere VISA is accepted for purchases, 24-hour cash from ATMs and cash advances.*
  • Travel Coverage - Get up to $1,000,000 travel accident insurance at no additional cost.*
  • Signature Perks - Visa Signature® cardholders receive valuable perks like access to exclusive hotels, complimentary 24-hour Visa Signature concierge* and special entertainment packages.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Personal $0 None N/A* 9.50% (Variable) Travel

Simmons Rewards Visa® Signature Quick Summary:
This is a Visa travel rewards card, issued by Simmons Bank. You can expect travel related rewards earned for purchases made. This card is intended for consumers, or "personal use" with a nearly perfect credit history. Rates may vary among applicants, however the lowest standard APR is 10.25%* (Variable)*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

This is a travel rewards card, where you can expect to earn rewards for leisure or travel.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 753 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Simmons Bank product.

Other Basics:
The grace period listed for the Simmons Rewards Visa® Signature is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).

Our Editor's Commentary:
There is a lot to like about the Simmons Rewards Visa® Signature credit card from Simmons First National Bank, with nothing more exciting than its travel rewards program. With this, you will receive 1.25 points for every dollar spent.

Other benefits of the Simmons Rewards Visa® Signature credit card include no annual fee, low APR of 9.50% (Variable), and no balance transfer fee.

Excellent credit is required, but if you are approved you are sure to enjoy the benefits.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 753, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
There are no reviews. If you have experience, you can write one now.

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