First Savings MasterCard® Credit Card

The First Savings Credit Card offers convenience wherever you use your MasterCard® Credit Card to make everyday purchases, to dine out at restaurants or to shop online.

Take advantage of what our card has to offer.

  • You're in Control of Purchases
  • No Hidden Fees and No Penalty APR
  • Fraud Coverage for Lost or Stolen Card
  • Secure Online Account Access

First Savings Bank is introducing MasterCard® SecureCodeTM, which is a free service designed to enhance your existing First Savings Bank MasterCard® account. It's a private security code which protects you against unauthorized use of your card when you shop online at participating merchants. The SecureCode acts just like a Personal Identification Number (PIN) at the ATM, all you do is enter your private SecureCode during checkout at participating online merchants when prompted by First Savings Bank. Once your identity is confirmed, your purchase is complete.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Good Credit, Above Average Credit Personal $0* N/A* N/A* 14.90%* - 29.9%* None


First Savings MasterCard® Credit Card Quick Summary:
This Mastercard offer is issued by First Savings Bank. This card is intended for consumers, or "personal use" with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 14.90%* and may be as high as 29.9%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 638 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any First Savings Bank product.

Other Basics:
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Other Remarks:

Applications appear to be available by invitation only at firstsavingscc.com. Company is located in South Dakota. Limited information is available regarding rates and fees.



Approval Rate:
There were 6 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 83% of those applicants were approved.

The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 638, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 100% of 4 users recommend this card.
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