Neiman Marcus Credit Card

GET 5,000 INCIRCLE BONUS POINTS WHEN YOU OPEN AN ACCOUNT AND MAKE A PURCHASE WITHIN 30 DAYS*

Why become an InCircle member?

  • Earn two InCircle points for virtually every dollar spent on credit card purchases
  • 10,000 points earns you a $100 Point Card for shopping—no merchandise exclusions!
  • Open a credit card with us & make a purchase within 30 days to get an instant 5,000 points—bringing you halfway to a $100 Point Card
  • Shop at Neiman Marcus, Bergdorf Goodman, Last Call, and Horchow (in store, online, or by catalog).
  • Interested? Now you can apply for a credit card during checkout & use it right away.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Poor Credit, Limited Credit Personal $0* N/A* N/A* 25.49%* Store Specific


Neiman Marcus Credit Card Quick Summary:
This is a Store rewards card, issued by Capital One. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. Rates may vary among applicants, however the lowest standard APR is 25.49%* (V).

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO credit score of 565 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Capital One product.

Other Basics:
The grace period listed for the Neiman Marcus Credit Card is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date.

This is a store or retail card, not a traditional credit card. Acceptance of this card is normally bound to the merchandiser or select partners.

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was not approved. Helpful qualification information, including credit scores, rates, household income and more was reported.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 565, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 100% of 1 user recommend this card.

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