Finance Globe

U.S. financial and economic topics from several finance writers.

Valentine's Day Doesn't Have to Break the Bank

Just like many other holidays, Valentine's Day can be a source of stress for people who want to find the perfect way to show their loved one how much they really care. And it can be especially stressful for those who have to limit their spending in the process. But there's no reason to give in to the commercialism, the old cliches of candy and roses, or even the belief that diamonds are a girl's best...
Continue reading
  3962 Hits
  0 Comments
3962 Hits
0 Comments

It's Not Too Late to Winterize Your Home!

Neglecting parts of the winterizing routine can be expensive.Wow, this winter's been C-O-L-D! I live in the Midwest where we typically expect a few weeks at a time of well-below freezing weather, but I think we've hit some records this year.And with this cold weather comes the excruciatingly painful heating costs. I just received my electric bill, the most expensive since the three years I've lived here. My neighbors said the same, that last month's was...
Continue reading
  922 Hits
  0 Comments
922 Hits
0 Comments

Materialistic Parents Raise Materialistic Kids

It can be difficult to raise kids that aren't influenced by the ads, the commercials, and what their friends have. Hey, it's even hard for adults to resist becoming at least a little materialistic. While there's nothing wrong with enjoying some of the creature comforts that make life a little more enjoyable, overdoing it can leave a person with a pile of debt and a pile of clutter.Those who let it go too far as adults...
Continue reading
  2744 Hits
  0 Comments
2744 Hits
0 Comments

Avoid Being Scammed

It seems like the current economic difficulties have many people working harder to earn extra money - and that includes thieves and scam artists.The Federal Trade Commission, the nation's consumer protection agency against fraud, issued an alert on Thursday about a scam where fraudsters attempt to trick people out of their money by calling people on the phone and telling them they've won a lottery.The scam artists claim to be from the FTC, and even use...
Continue reading
  3892 Hits
  0 Comments
3892 Hits
0 Comments

Gas Prices Down to 12 Month Low

Stopping to fill up the tank isn't as painful as it has been in the past year; regular unleaded is now $2.80 a gallon here in my town, right at about the price it was in September 2007. This is a big change from the record-high prices in mid-July, when regular unleaded cost well over $4 a gallon in many areas in the U.S. The lower gas prices reflect the sudden drop in the price of...
Continue reading
  3235 Hits
  0 Comments
3235 Hits
0 Comments

Weatherization Assistance for Low-Income Households

Cold winter weather brings up every one's energy bill, and effective weatherization can ensure efficient heating and lower energy bills. But those who are on a tight budget and hit the hardest by winter's higher energy costs often can't afford to put the extra money into making their home more energy-efficient. If you or a loved one survives on limited income and lives in a home with poor insulation, leaky windows, or outdated heating, you should...
Continue reading
  2607 Hits
  0 Comments
2607 Hits
0 Comments

Advance-Fee Loan Scams

Advance-Fee Loan ScamsThe Federal Trade Commission, the nation's consumer protection agency, warns us of "Advance-Fee Loan Scams."Looking for a loan can be frustrating for someone who doesn't have a good credit history. After being turned down by several conventional lenders and creditors, it may be tempting to try your luck with a lender who claims they can give you a loan regardless of your credit history. But, watch out before you apply with a so-called "lender"...
Continue reading
  2879 Hits
  0 Comments
2879 Hits
0 Comments

The Emotional Relationship with Money

Money management should be a simple task. It's all mathematics; such a clear-cut approach should guarantee success. But, no, it's not that simple. Throw some human emotion into the formula, and you often have, well, confusion.Money represents so much more than the dollar bills in your wallet or the numbers on your bank statement. To many, it represents freedom, power, control, and security. Some may feel shame, guilt, frustration, or anger when feel they don't have...
Continue reading
  2814 Hits
  0 Comments
2814 Hits
0 Comments

Paying for Online Purchases

Many consumers have grown to enjoy the convenience of shopping online. You can easily compare products and prices from many retailers within a short amount of time. The shipping charges are usually well worth saving the time in traffic and gas money spent shopping the old-fashioned way. Purchasing goods online is the answer to many of our shopping nightmares.Now the question is, "What's the best way to pay for online shopping?" Let's review some of the...
Continue reading
  2919 Hits
  0 Comments
2919 Hits
0 Comments

Surviving an Economic Downturn

The unemployment rate is on the rise, the stock market has been giving investors a scary ride, the American homeowners' biggest asset has been devalued, inflation is pushing up the price of everything, and we still have a family to feed...It's easy to get careless about finances when times are good and credit is easy, but the recent problems in the U.S. have forced many of us to take a harder look at how we're earning...
Continue reading
  2501 Hits
  0 Comments
2501 Hits
0 Comments