Finance Globe

You could spend a small fortune preparing for the birth of your child, even before the little angel is born. So many cute outfits, cute bedding sets, and cute toys to choose from, it may be difficult for first-time parents to know what is actually needed and what you can go without. Save on baby gear, and don't deplete your savings or incur debt to welcome your new sweetheart home. It's good practice to control costs...

When a couple decides to get married or live together under a joint financial arrangement, there are quite a number of financial subjects that should be dicussed. Couples often mistakenly assume they learned all they need to know about their partner through their courtship, but soon learn differently when they move in together. Talking honestly about those subjects will help a couple understand where they are compatible, compromises that must be made, the type of expenses...

Couples may be hesitant to mention the subject of money to each other, either because it's an uncomfortable subject, or because past attempts at the topic have resulted in getting no where. But as difficult as it may be, it's vital that couples communicate to each other about money. Effective communication about money matters will give you both a clear picture of where you are, and where you want to be. Money issues have done damage...

When couples get together, they're often attracted to their loved one's looks and personality. They have a spark, a knack for communicating with each other. They can laugh about the same things, and enjoy the same type of activities. They may anticipate a future together, sharing a home, having children, and growing old together. These happy couples often plan out their whole life together, but too many of them overlook one major issue that can often...

Your identity, it's who you are. It's your name, your date of birth, your Social Security number. You are the only one with that individual set of personal identifying information. Unfortunately, there are crooks out there who want to become you, at least on paper. They want to use your name to take out a loan, get credit cards, or even a driver's license. They may want to use your identity because they're running from the...

When I'm on the clock, earning my paycheck, the time sometimes seems to drag on and on. When I'm coming up with the formula to amass my fortune, I've figured out it will take years and years to accomplish my financial goals. I know that, sometimes, it's better to pay for a service than to waste my precious time doing it, when I could be doing more important things. We've all heard it many times before,...

We are all aware of the threat of identity theft. Those ruthless scammers will stop at nothing to get your personal information, including digging through your garbage, lying about who they are, or stealing your wallet. We know to shred all of our receipts and statements. We know to never give out our Social Security number, unless we know who we are giving it to. We know to safeguard credit card and loan information. We study...

If you're young and just starting out, you may be anxious to become independent and move your life forward. You are in the early stages of a prosperous life, as long as you make smart decisions, starting now. It's easy to feel as if you have to accomplish all your goals immediately, but being in a hurry can backfire if you charge full speed ahead, without fully weighing the consequences of every action.The potential damage from...

Are you on the road to financial independence? Do you look to the future with a sense of security? Are you confident that your responsible financial decisions will assure you a comfortable retirement? No matter your age, now is the time to take steps to secure your financial future. If you’re fresh out of college, time is your best friend; smart decisions now will be compounded over the many years and paychecks. If you are nearing...