Finance Globe Blog

U.S. financial and economic topics from several finance writers.

Was Your Credit Card Stolen? Here’s What You Should Do

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Have you come to the conclusion that your credit card has been stolen? Regardless of why you believe this to be true – such as if someone stole your entire wallet or purse – you need to take immediate action. Sitting back and hoping that your wallet is returned isn’t a mistake you want to make. If you don’t act fast, there’s a good chance that your credit card will be used in a fraudulent...
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Wanderer
Great advice! Will add that now it is suggested that we place "Security Freezes" on all of our credit so that we are alerted to cr... Read More
Sunday, 01 October 2017 05:32
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Should You Accept a Pre-Approved Credit Card Offer?

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Credit card companies use information from the credit bureaus to figure out who might qualify for one of their credit card products. Then, the credit card issuer sends pre-approved offer letters to consumers that make the cut. If you receive a pre-approved offer in the mail, you should carefully consider whether you want to take it. Do you want another credit card? You don’t have to take the pre-approved offer just because it was sent...
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What to Do If Your Credit Card Issuer Cancels Your Credit Card

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Your credit card issuer has just as much right to close your credit card as you do. If you find out your credit card issuer has cancelled your credit card , here's what you should do next. Call to find out why. Your credit card issuer won’t always warn you before cancelling your credit card. So, if you’re curious to find out the reason your credit card has been cancelled, call your credit card issuer to find...
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Frank
I have never had this happen myself? How about anyone else?
Wednesday, 20 December 2017 17:44
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Can You Answer These Questions About Your Credit Card?

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It’s imperative that you fully understand the many details associated with your credit card . If there’s anything you don’t understand, you should take the time to clear the air in the near future. When you first applied for your credit card, there’s a good chance you put a lot of time and energy into learning more about everything it had to offer. However, as time went by, you forgot about the most important details....
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Frank
fees/interest rate and contact information are the most important in my opinion. Also when the credit card bill is due.
Wednesday, 20 December 2017 17:42
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Forms of Funding for Your Self-Employed Venture

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Are you ready to leave your corporate job behind and become a self-employed professional? Do you require some funding in order to make this move? If you don’t know how to fund your self-employed venture it doesn’t mean you are out of luck. It simply means that you need to become familiar with the many options that are available to you. Here are three forms of funding that you absolutely need to consider: •    Personal...
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Edward Myers
We had been self-employed. You have got to pay into unemployment cash to get unemployment. How much you get...More of the stock, y... Read More
Monday, 18 September 2017 02:31
Frank
I would add outside investors. In this day and age, there are lots of people get investments from 3rd parties looking to invest.... Read More
Wednesday, 20 December 2017 17:39
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Shopping for a Credit Card When You Have Excellent Credit

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When you have an excellent credit score, the credit card world is your proverbial oyster. Not only do you have more credit card options , the options available to you include top-tier rewards credit cards. Your payment habits and impeccable credit management have earned a great credit score, make sure you choose a credit card that will help you maintain it. You’ll receive more credit card offers. Because you’re a person who can be trusted...
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Frank
The amount of junk mail for new credit cards is insane! as mentioned above, be careful in selecting your new credit card.
Wednesday, 20 December 2017 17:24
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5 Tips for Putting Your Vacation on Your Travel Credit Card

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A travel credit card, with all its available credit, seems like a great way to fund your vacation. You get to have a great time in a new place and postpone the burden of paying for it. Using your credit card for your vacation can be beneficial, just make sure it doesn’t even up costing you more in the long run. Use a travel credit card that will earn rewards. Large-ticket items like vacations are...
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Frank
Always Always pay off your credit card each month! If you can't afford the vacation, save up before you spend the money on your cr... Read More
Wednesday, 20 December 2017 17:23
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Don’t Bite Off More Mortgage Than You Can Chew

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Have you ever heard the old saying “don’t bite off more than you can chew?” In short, this means don’t take on more than you can comfortably handle. Unfortunately, many people make this mistake when buying a home. While your intentions are good, it’s easy to become so overwhelmed with the process that you end up overspending. If you’re concerned about going down this path, here are three steps you can take: •    Know your...
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Frank
It's all about % of total income. General rule is no more than 30% of your income, but I would advise no more than 20%
Wednesday, 20 December 2017 17:20
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The Pitfalls of Borrowing From Family or Friends

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Are you considering a loan from a family member or friend? Are you familiar with the many ways this could benefit your finances? The advantages of this type of loan are well documented. In addition to a lack of paperwork, you may find somebody who is willing to loan you the money interest free. Does it get any better than that? While you may be attracted by the many benefits of borrowing from family or...
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Frank
I did it once, and I will never do it again. It's a long story, but the gist of it is I lost my money and lost my friend as well. ... Read More
Thursday, 26 October 2017 09:31
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Buying a New Car? Questions for the Finance Manager

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If you find yourself in the market for a new car, it won’t be long before you’re sitting face to face with the finance manager (unless you’re paying with cash, of course). Reaching this point means you have found your next vehicle and are ready to finalize the purchase. As you make your way through the process, here are some of the more important questions to ask: •    What is the total amount financed? While...
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Pinky
We bought a new Chevy in 2004. We opted for the diesel Cruz for the mileage benefits but wondered about maintenance and repair of... Read More
Saturday, 22 July 2017 15:47
Frank
When I purchased my car, I used a 3rd party finance loan as I got a much better deal. I knew the rates prior to going in.
Wednesday, 20 December 2017 17:19
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