Finance Globe

U.S. financial and economic topics from several finance writers.

Overlooked Ways to Save on the Cost of a New Car

Many people believe there is only one way to save on the cost of a new car: compare dealers until you find the cheapest deal. While this is a great place to start, there are other ways to keep money in your pocket without compromising on the vehicle you purchase: 1. Cut back on the options. Do you really need leather seats? Is it essential that the vehicle has a sunroof and navigation system? When you...
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Answer these Questions before you Visit a Car Dealer

Imagine this: you are all set to purchase a new vehicle. All you have to do is visit your local dealer, negotiate a deal, and drive off the lot. As simple as this sounds, it can be extremely challenging if you are not prepared for everything that could come your way. There are questions you need to answer before visiting a car dealer. These include: 1. How much do you want to spend? If nothing else,...
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3 Tips for Comparing Car Dealers

3 Tips for Comparing Car Dealers
If the time has come to purchase a new car, one of the first decisions you have to make pertains to the dealer you decide to do business with. No matter where you live, there is a good chance that there are several dealers in your area who claim to offer the best price, selection, and service. How are you going to decide where to start? When it comes to comparing dealers that sell the same...
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How to Negotiate a Better Deal on a Used Car

How to Negotiate a Better Deal on a Used Car
Once you decide to purchase a used car, it is time to turn your attention to the next step in the process: negotiating the best possible deal on the vehicle of your choice. Most people cringe at the thought of negotiating with a used car salesperson. As frustrating and stressful as this can be, there are things you can do to ease the tension. Here are three tips for negotiating a better deal on a used...
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Is there a Better Way to Buy a Car?

Is there a Better Way to Buy a Car?
For many years, people have been following the same basic process to buy a car. This includes visiting a dealer lot, test driving the vehicle of their choice, hashing out the details with a salesperson, and hopefully signing on the dotted line. While this remains the standard, there are a few changes you can make to improve the car buying experience. 1. Use the internet as much as possible. Most dealerships in today’s day and age...
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New Car Financing: How to Secure the Best Deal

Buying a new car can be fun in many ways. At the same time, this can bring a lot of stress into your life, especially from a financial point of view.Unless you are in position to purchase a car with cash, there will come a point when you begin to compare your loan options.There are hundreds of lenders out there, both big and small, willing to provide you with a car loan. When it comes to...
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How to Secure a Better Deal on a Used Car

There are many benefits of buying a used car, but most people agree that one is head and shoulders above the rest: the ability to save money.Even though the cost of a used car will be less than a comparable new car, it is important to realize that you don’t have to pay the sticker price. There are steps you can take to get an even better deal:1. Have a fair number in mind. You don’t...
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Car Loan Questions: What’s on your Mind?

It does not matter if you are buying a new or used vehicle, you have two options when it comes to finalizing the transaction. Make the purchase in full with cash, or opt for a car loan that you can payoff over the course of time.While some are able to make a cash purchase, most find themselves comparing car loans in an attempt to get the best possible deal.You can do a lot of work on...
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Why Buying a Car Online makes Sense

In the good old days of the automotive industry, the only way to purchase a new vehicle was to stop by a local dealer and haggle with a salesperson. While this is still a strategy many employ, technology has changed things for the better.In today’s day and age, a growing number of consumers have come to realize the benefits of buying a car online. While this may sound more challenging than doing so in person, once...
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To Buy a Car or not to Buy a Car, that is the Question

Are you the type of person who gets excited about the thought of buying a new car? Or are you the type who avoids this at all costs?No matter which group you fit into, there will come a time when you need to answer this very important question: do you need to buy a car or can you wait longer to do so?This will depend largely on your particular situation. Here are three details to focus...
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