Finance Globe

U.S. financial and economic topics from several finance writers.

5 Questions to Answer Before Applying for a Car Loan

5 Questions to Answer Before Applying for a Car Loan
As you shop for a new or used vehicle, you will always come back to one very important question: how much can I afford?The answer to this question depends on many factors, including whether or not you will finance or pay with cash.If you have plans to apply for a car loan, don’t jump the gun. Instead, you should first address these five questions:1. What are you looking for in a lender?From reputation to terms and...
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Frank
One important thing to note on obtaining financing from the dealer. They will focus entirely on your monthly payment dollar amount... Read More
Thursday, 17 December 2015 18:41
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The Importance of a Test Drive before Buying

The Importance of a Test Drive before Buying
Are you in the market for a vehicle? It doesn’t matter if you are buying new or used, it is important to take a test drive before you begin the negotiation process.Some people consider a test drive a lot of fun. Others consider it a waste of time. Here is why this is something you should do:1. Learn more about the vehicle. Simply put, you don’t understand the finer details of a vehicle until you get...
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Frank
I completely agree Chris. I would also add that if you are buying a new brand of a car or even a new model, it is highly recommend... Read More
Friday, 23 October 2015 10:28
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What’s Holding you Back from Buying a New Car?

What’s Holding you Back from Buying a New Car?
Are you contemplating the idea of buying a new car? There are many reasons for feeling this way:•    Your current vehicle is no longer reliable.•    Your current vehicle will cost too much to repair.•    Your current vehicle no longer matches your needs.Regardless of why you are considering a new car, you need to decide for or against this at some point. The longer you wait the more frustrated you will become.Below are three details that could...
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Finance Globe
Unless you have money to burn, a good meet in the middle solution is to find a car with a good driver history (Carfax vin check) t... Read More
Thursday, 08 October 2015 11:18
Frank
Some people are very into cars while others do not want to spend more money than needed. I would rather allocate my resources to o... Read More
Sunday, 11 October 2015 09:53
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Auto Shopping - Browsing the Dealership

Auto Shopping - Browsing the Dealership
Shopping for a vehicle can be an exciting time, but it is also a daunting task that can leave the consumer confused, exhausted, and afraid to make a move on going through with the purchase. The first instinct for many auto shoppers is to head to the local auto dealership. This can be an easy one-stop shop to check out what’s available, even before you’re ready to buy. But beware that by merely setting foot in...
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How to Deal with an Overbearing Car Salesperson

How to Deal with an Overbearing Car Salesperson
The experience of buying a car should be enjoyable. Unfortunately, this process is anything but fun for most consumers. Instead, they dread the thought of negotiating with a salesperson, hashing out details with the business department, and hoping they don’t spend their entire day at the dealership.It is not uncommon to come across an overbearing car salesperson. He or she will do whatever it takes to make a sale, even if it means putting you in...
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3 Ways to Secure a New Car Loan with Bad Credit

3 Ways to Secure a New Car Loan with Bad Credit
Just because you have less than ideal credit doesn’t mean you will never be able to purchase a new car. This may bring additional challenges to the process, but there are steps you can take to improve your situation and increase your chance of driving off the lot in a shiny new vehicle.Here are three ways to secure a new car loan with bad credit:1. Start the preparation process as soon as possible. With bad credit,...
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How to Buy a Reliable Used Car, Not a Lemon

Many people shy away from buying a used car because they are afraid of what they will end up with. While there may be a few lemons out there, if you take the right approach you know you can save money on your purchase while still getting a vehicle that will provide reliable service for many years to come. Here are three tips that will point you in the right direction: 1. Have your mechanic inspect...
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What is the True Cost of that New Car?

What is the True Cost of that New Car?
As you begin your search for a new car, it is easy to get drawn in by shiny paint, high tech features, and so much more. While there is sure to come a time when you focus on the sticker price of the vehicle, there is something else you need to consider: the trust cost to own. In other words, what is the vehicle going to cost you over the long run? You know that you...
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Overlooked Ways to Save on the Cost of a New Car

Many people believe there is only one way to save on the cost of a new car: compare dealers until you find the cheapest deal. While this is a great place to start, there are other ways to keep money in your pocket without compromising on the vehicle you purchase: 1. Cut back on the options. Do you really need leather seats? Is it essential that the vehicle has a sunroof and navigation system? When you...
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Answer these Questions before you Visit a Car Dealer

Imagine this: you are all set to purchase a new vehicle. All you have to do is visit your local dealer, negotiate a deal, and drive off the lot.As simple as this sounds, it can be extremely challenging if you are not prepared for everything that could come your way.There are questions you need to answer before visiting a car dealer. These include:1. How much do you want to spend? If nothing else, make sure you...
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