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Poll: Does anyone find this thread helpful?

Yes 67 80.7%
No 5 6%
Somewhat 11 13.3%
Total number of voters: 9 ( Wanderer, FrankN, JacksonM, JGibbs, vincymol ) See more
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TOPIC: Credit Card Questions

Apple Credit Card 5 days 20 hours ago #1

  • FrankN
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Has anyone received and used the apple credit card yet?
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1st credit card 5 days 20 hours ago #2

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Very helpful and great example of how banking has changed over the years!
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1st credit card 2 weeks 1 day ago #3

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Interesting question but no. Likely had they been continued as they were then it would seem to me they would have maintained their original reporting. In thinking back, I had a Standard Oil card that transitioned into an Amoco card and I had HSBC cards that rolled into Capital One cards. Now the HSBC cards that transitioned into Capital One cards (that are long closed) still do show on my credit reports as Capital One. So, I think it would be lender specific and how they handled the card transition. Oh, I originally had a Providian Bank Visa that transitioned into a Washington Mutual Visa that was taken over by Chase and converted into a Chase Flexible Rewards Visa that was changed to a Chase Freedom Master Card that was transitioned to a Chase Freedom Visa card and the reporting is on my credit report back thirteen years but carries the name Chase in the bureau. Did not lose the history or reporting. Hope this helps!
Last Edit: 2 weeks 1 day ago by Wanderer.
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1st credit card 2 weeks 2 days ago #4

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Just curious to see if it would still show up on your credit report
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1st credit card 4 weeks 7 hours ago #5

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In truth I don't remember.
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1st credit card 4 weeks 20 hours ago #6

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Nice. Were those cards canceled or rolled into another credit card as those financial institutions were rolled up?
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1st credit card 1 month 2 days ago #7

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A Texaco Gas Card with a $300 limit followed by a BankAmericard $300 limit and a Northwestern National Bank Southwest MasterCard $1,000 limit. Over time the lenders were absorbed into other financial institutions or ownership transfers.
Last Edit: 1 month 2 days ago by Wanderer.
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1st credit card 1 month 2 days ago #8

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What was your first credit card? Mine was the Amex blue that I got in college. I still have it to this day.
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Sofi Money 1 month 1 week ago #9

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I like that approach Wanderer and take a very similar approach.
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Sofi Money 1 month 1 week ago #10

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Spread across the month and I take a card out of use so I can pay it off before statement cutoffs. Leave a balance on one to maximize the FICO Scoring Model. It seems there are other approaches for this too.
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Sofi Money 1 month 2 weeks ago #11

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For people with multiple credit cards, do you like to set up the payment date the same or more sporadic across the month? I like it to be more sporadic instead of one very high payment.
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Sofi Money 2 months 4 weeks ago #12

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My wife and I are sharing a credit card, but I am not sure that counts!
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Sofi Money 4 months 23 hours ago #13

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Does anyone share credit cards with their family? I was speaking with my sister-in-law and they each have a credit card under the same account.
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Sofi Money 5 months 1 day ago #14

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Has anyone used Sofi Money before? Someone told me about it, and it looks like a great platform.
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Credit Karma 6 months 4 weeks ago #15

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Does anyone use Credit Karma as their primary source for their credit score?
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