Washington Mutual Visa Platinum®


The WaMu Visa Platinum card has three bonues features - free online access to your FICO credit score,* money-saving discounts to popular restaurants and reatailers, * and automatic credit limit reviews. Plus, you'll enjoy all the travel and shopping benefits you'd expect from a Visa Platinum card - all for no annual fee.

  • No annual fee
  • No balance transfer fees today
  • 3 bonus features
    • Free online access to your FICO Credit Score*
    • Money saving discounts to popular restaurants and retailers
    • Automatic credit limit review
  • To apply, use your reservation number online at www.getmyvisa.com or call the phone number supplied below.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit Personal $0* N/A* N/A* 8.99%* None
Important Notice: This Washington Mutual Bank credit card is no longer available, or we are no longer authorized by the bank to provide information about this card. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:



Quick Summary:
This Visa offer is issued by Washington Mutual Bank. This card is intended for consumers, or "personal use" with a fair credit history. Rates may vary among applicants, however the lowest standard APR is 8.99%* (Variable)*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid or limited credit record, with no recent negative marks on their report. A FICO credit score of 668 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Washington Mutual Bank product.

Other Basics:
The grace period listed for the Washington Mutual Visa Platinum® is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).

Approval Rate:
There were 8 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 88% of those applicants were approved.

The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 668, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 92% of 13 users recommend this card.

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