Lane Bryant Catalog Credit Card


All the original styles and prices you've enjoyed in the past, shop with confidence and receive all the great benefits of being a Lane Bryant Catalog Platinum Credit Cardholder.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit Personal $0* N/A* N/A* 22.80%* Store Specific

This Credit Card Is Currently Not Available

Important Notice: Lane Bryant Catalog Credit Card from Spirit of America National Bank is no longer available or maintained at Finance Globe. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:



Lane Bryant Catalog Credit Card Quick Summary:
This is a Store rewards card, issued by Spirit of America National Bank. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with a fair credit history. Rates may vary among applicants, however the lowest standard APR is 22.80%* (Variable)*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 619 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Spirit of America National Bank product.

Other Basics:
The grace period listed for the Lane Bryant Catalog Credit Card is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date.

This is a store or retail card, not a traditional credit card. Acceptance of this card is normally bound to the merchandiser or select partners.

Rewards and Benefits:
  • No Annual Fee
  • Save as much as $100+ anually
  • Four times a year receive a 35% OFF Your Favorite Item coupon to use with your next phone or online purchase made with your new Lane Bryant® Catalog Platinum Credit Card
  • Exclusive Merchandise Previews
  • Cardholder Only Discounts
  • Convenient Minimum Monthly Payments
  • Deferred Billing Option, interest doesn't accure from the original date of your purchase:
    instead it will begin accuring after the deferment period ends
  • Online Account Access, Manage Your Account and Pay Your Billl online. We make it so easy!
  • Easy & Secure online shopping, plus FASTER Checkout


Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 619, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 100% of 2 users recommend this card.
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