Amtrust Bank Platinum Plus® Business Rewards MasterCard®


  • Promotional 2.99% APR (on cash advances, including cash advance checks and balance transfers)*
  • High credit lines*** - Create working capital instantly
  • With the optional Rewards Program, each enrolled cardholder will receive 2,000 free bonus points after their first purchase*****
  • Important Tax Benefits - Interest on business expenses may be tax deductible**
  • Employee Misuse Insurance Protection ***
  • Additional Cards for Your Employees - Request as many as you need! You can set their individual credit lines so you control how much is spent***
  • Card Financials Onlinesm - Secure access to online account information and reporting 24 hours a day
  • No Annual Fee
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Business $0* 2.99% for 5 Billing Cycles N/A* 4.24%* - 15.24%* Other

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Amtrust Bank Platinum Plus® Business Rewards MasterCard® Quick Summary:
This Mastercard rewards card is issued by FIA Card Services and offers unique rewards not listed in our current rewards categories. This card is restricted to business owners with a nearly perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. Rates may vary among applicants, however the lowest standard APR is 4.24%* and may be as high as 15.24%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is a introductory balance transfer offer APR of 2.99% for 5 Billing Cycles*. There is no annual fee for this card.*

Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 800 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any FIA Card Services product.

Other Basics:
The grace period listed for the Amtrust Bank Platinum Plus® Business Rewards MasterCard® is at least 20 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Rewards and Benefits:

Now there's a business credit card that can truly "take you anywhere". One that offers a rewards program with total flexibility.

There's no limit to how you can redeem your points. Select any goods or services you want including airline travel, hotel accommodations, gift certificates, and even cash! Treat yourself or reward your employees.

Easy to Earn, Easier To Redeem: Use your Platinum Plus Business Rewards account for all your business purchases. From gasoline to client dinners, from office supplies to utilities, you earn while you do your everyday business.

  • Fast point accumulation: $1 on net purchases = 1 point
  • 2,000 free bonus points for each enrolled cardholder after their first purchase
  • Low redemption levels starting at 3,500 points


Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 800, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

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