Extra Card


  • Extra is the first debit card that helps you build your credit and earns reward points.*
  • Earn up to 1% back** in redeemable reward points with every purchase and spend your points on everything from Apple Airpods to Beauty products in the legendary Extra Rewards store.
  • Extra is compatible with over 10,000+ banks* across the United States—keep your money where you want, while spending smarter with Extra.
  • No Credit Checks.
  • No Deposit Required.
  • No interest charges or surprises.
    *Please refer to Extra Card’s Terms of Service and Cardholder Agreement for additional details.
    **With Extra’s Credit Building + Rewards Plan
Credit Target Type Monthly Fee BT Intro APR Purchase Intro APR Regular APR Rewards
N/A Debit See Terms N/A* N/A* N/A* Store Specific

This Credit Card Is Currently Not Available

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Extra Card Quick Summary:
This is a Mastercard rewards card, issued by Extra. Store reward cards normally offer rebates on specific brand merchandise or purchases. This is a debit card that does not issue a line of credit. Many consumers use debit cards to help establish credit responsibility and control.

Important Rates:
This card does not have an APR or is not listed. Please read the disclosures regarding payment terms.

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.

Other Basics:
At the end of every month, purchases made with the Extra Debit Card are tallied up and reported to credit bureaus to help build your credit history.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

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