Extra Card
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- Extra is the first debit card that helps you build your credit and earns up to 1% back in points for everyday purchases like gas, coffee and your phone bills.¹
- No interest. No credit checks. No deposit required.
- Track your spending & credit score—follow your progress with Credit Journey on the Extra App
- Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store¹
- Use your bank—keep your money where you want, while spending smarter with Extra.¹
- ¹The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.
| Credit Target | Type | Monthly Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards |
|---|---|---|---|---|---|---|
| N/A | Debit | See Terms | N/A* | N/A* | N/A* | Store Specific |
Extra Card Quick Summary:
This is a Mastercard rewards card, issued by Extra. Store reward cards normally offer rebates on specific brand merchandise or purchases. This is a debit card that does not issue a line of credit. Many consumers use debit cards to help establish credit responsibility and control.
Important Rates:
This card does not have an APR or is not listed. Please read the disclosures regarding payment terms.
Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.
Other Basics:
At the end of every month, purchases made with the Extra Debit Card are tallied up and reported to credit bureaus to help build your credit history.
Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
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