Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards
Fair Credit, Average Credit, Above Average Credit	Personal	$0*	N/A*	N/A*	29.99%* (Fixed)	Gas Stations

BP credit card Quick Summary:
The BP credit card is issued as either a Visa® or a store fuel rewards card, and issued by Synchrony Bank. This card is intended for consumers, or "personal use" with a fair credit history. The purchase APR is 29.99%* (Fixed).

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This card can be used for redemption at gas stations, where you can expect rewards for fuel or possibly other purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid or limited credit record, with no recent negative marks on their report. A FICO credit score of 615 to 785 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Synchrony Bank product.

Other Basics:
This is a store or retail card, not a traditional credit card. Acceptance of this card is normally bound to the merchandiser or select partners.

Our Editor's Commentary:
When you combine the power of Synchrony Bank with bp, what do you get?

The result is two gas or fuel rewards credit cards packed full of high-level features.

In addition to rewards on everyday purchasesincluding fuelthere's no annual fee. While it may not be the most robust credit card for day to day spending, it's a solid choice for consumers with fair or better credit.

Top Reasons to Apply

Both the BP Visa Credit Card and BP Credit Card are issued by Synchrony Bank, a financial institution with an industry-leading reputation.

There are many reasons to apply, with these among the best:

• 10 cents off per gallon of fuel at participating bp and Amoco stations
• 3% cash back on grocery store purchases (not just at bp and Amoco locations)
• 1% cash back on purchases made anywhere Visa cards are accepted
• Cash back is automatically redeemed each cycle as a statement credit

As you can see, there is more to these credit cards than saving at the pump. Once you're done fueling up, head for the grocery store for the opportunity to save 3% on your entire purchase.

If you have fair or average credit, consider the BP Credit Card. And if you have good or excellent credit, the BP Visa Credit Card is what you want.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

The recent approval rate for this card is very high. Furthermore, if your FICO score is close to or higher than 670, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
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