Petal® 1 "No Annual Fee" Visa® Credit Card
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- $0 Annual Fee
- $500-$5,000 credit limits
- Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
- No credit score? No problem. If eligible, we'll create and use your Cash Score instead.
- 2%-10% cash back from select merchants
- Variable APRs 19.99-29.49% APR
- No annual or international transaction fees.
- Build credit alongside tens of thousands of Petal Card members
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards |
|---|---|---|---|---|---|---|
| Fair Credit | Personal | $0 | N/A* | N/A | 19.99 - 29.49% Variable | Cash Back |
Petal® 1 "No Annual Fee" Visa® Credit Card Quick Summary:
This card is intended for consumers, or "personal use" with a fair credit history. Rates may vary among applicants, however the lowest standard APR is 19.99%* (Variable)*.
Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*
Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.
Credit Record Needed:
Applicants should have fair credit for increased chances of approval.
Other Basics:
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).
Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.
This card has a very poor approval or acceptance rate. Since this is a card for fair credit, numerous factors may influence this rate, including the APR, fees, or past applicants credit record and income levels.
Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Community Opinion:
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