Advertiser Disclosure1
Destiny Mastercard®
- A guaranteed $700 credit limit to help get your financial goals on track, if approved.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- No security deposit, and a path to better credit.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
- An unsecured card great for everyday purchases
- See Rates & Fees
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards |
|---|---|---|---|---|---|---|
| Poor Credit, Fair Credit, Limited Credit | Personal | See Terms* | N/A* | N/A* | See terms | None |
Destiny Mastercard® Quick Summary:
This Mastercard offer is issued by Concora Credit Inc.. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report.
Important Rates:
Please see the card issuer's terms and conditions regarding annual percentage rates. Please see the application disclosures regarding the annual fee.
Rewards:
This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.
Credit Record Needed:
A FICO credit score of 510 to 699 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Concora Credit Inc. product.
Other Basics:
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).
Other Remarks:
- Get the credit you deserve, even with less-than-perfect history.
- No security deposit, and a path to better credit.
- Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
- No security deposit required—get started today!
- Get a guaranteed $700 credit limit if approved!
- A guaranteed $700 credit limit to help you build access to credit, if approved.
- Get the credit limit you deserve—$700 guaranteed if approved
- A guaranteed $700 credit limit to help get your financial goals on track, if approved.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- 24/7 mobile account access
- Accepted nationwide, wherever Mastercard is accepted
- Access your account online 24/7 at no additional cost
- Access your account online or from your mobile device 24/7
- Account history is reported to the three major credit bureaus in the U.S
- All the benefits of a Mastercard, without a security deposit
- An opportunity to build payment history and access credit
- An unsecured card great for everyday purchases
- An unsecured Mastercard for less than perfect credit
- Chip card technology for additional fraud protection
- Chip technology for your convenience and security
- Cover your everyday needs without a deposit
- Don't have perfect credit? No problem!
- EMV chip included for added peace of mind
- Enjoy easy online account access 24/7
- Mastercard Zero Liability Protection for stolen or lost cards
- Mastercard Zero Liability Protection from unauthorized charges
- Get access to the credit you need, no deposit required
- Get the convenience of an unsecured Mastercard, even with less than perfect credit
- Get the flexibility of an unsecured Mastercard, even with less than perfect credit
- Keeping your account in good standing may help establish and/or improve your credit history
- Less than perfect credit histories can qualify, even with prior bankruptcy!
- Less than perfect credit is okay
- Less than perfect credit is okay, even with a prior bankruptcy!
- No security deposit
- No security deposit needed
- No security deposit required
- No security deposit required, even with less than perfect credit
- Online servicing available 24/7 at no additional cost
- Mastercard Zero Liability Protection from fraud if your card is stolen
- Mastercard Zero Liability Protection from fraud, if your card happens to be lost or stolen
- Reports to all three major credit bureaus
- Responsible use and on time payment history can begin your financial future on the right track
- Simple and fast application process
- Unsecured credit card, no deposit required
- Unsecured credit card, no security deposit required
- Use nationwide wherever Mastercard is accepted
- Worry-free Mastercard Zero Liability Protection if your card is lost or stolen
- Your financial future is important. Keeping your Destiny account in good standing may help establish and/or improve your credit history with reporting to the three major credit bureaus
- No security deposit required, so you can keep more money in your wallet.
- Mastercard Zero Liability Protection for unauthorized use offers you peace of mind
- Nationwide acceptance – use anywhere Mastercard is accepted in app, in store, and online
- Quick and easy application process with a typical response in 60 seconds or less
- $700 Credit Limit
- Now with a $700 credit limit
- Greater access to credit than before - $700 credit limit
- Build your access to credit - $700 credit limit
Our Editor's Commentary:
There is more to the Destiny Mastercard than a cool name. With a feature set geared toward consumers with no credit or poor credit, it's an offer that suits the wants and needs of millions of consumers.
Destiny Mastercard Benefits
While every credit card has something unique to offer, the Destiny Mastercard is known for its high level of benefits.
Here are some of the many reasons why it's a top choice among consumers with imperfect credit:
- Almost everyone will qualify, including those with a prior bankruptcy
- Prequalify without any impact on your credit report (and it's super quick)
- Reporting to all three major credit bureaus, which allows you to establish a strong history while boosting your score
- No security deposit
- Choose from a handful of card designs at no extra charge
Along with the above, there's one last benefit worth mentioning: online account management.
With 24/7 access to a state of the art online system, you can keep tabs on your account when it's most convenient (even from your mobile device). From paying your bill to checking your balance, everything you need is easily accessible from your account dashboard.
Drawbacks of the Destiny Mastercard
The drawbacks of the Destiny Mastercard don't outweigh the benefits, but it's still important to consider these as you make a decision on whether to apply.
Here are some things to think about:
- Higher than average APR
- A high annual fee
- No rewards program or cash back
You can avoid the APR coming into play by paying your balance in full each month. In regards to the annual fee, it's something you simply have to pay for access to a card that has so many benefits.
Final Thoughts
The Destiny Mastercard may not be the only credit card offer you're considering, but its benefits will have you taking a strong look.
If you decide in favor of this offer, apply online and receive an approval within minutes. From there, you can make a final decision on opening an account.
Approval Rate:
There have been no approved applications that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 522, then your chance of approval may be even greater.
Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Community Opinion:
There are no reviews. If you have experience, you can write one now.
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