Milestone® Mastercard®

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Reports to all three major credit bureaus
* The Milestone Mastercard is issued by Concora Credit Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval. Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit, Poor Credit Personal $35 - $99* N/A* N/A 24.9% None

Milestone® Mastercard® Quick Summary:
This Mastercard offer is issued by Concora Credit Inc.. This card is intended for consumers, or "personal use" with a fair credit history. The purchase APR is 24.9%.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is an annual fee of $35 - $99* for this card. You should read the additional details at the issuer's website or terms and conditions from the application for more information.

This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 510 to 699 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Concora Credit Inc. product.

Other Basics:
The grace period listed for the Milestone® Mastercard® is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Other Remarks:
  • 24/7 access to your account information, even on mobile
  • Accepted at nationwide, wherever Mastercard is accepted
  • Access your account online or from your mobile device 24/7
  • Account history is reported to the three major credit bureaus in the U.S
  • Card designs to fit your personality at no extra charge
  • Choice of card image at no extra charge
  • Don't have perfect credit? No problem!
  • Easy pre-qualification process which does not affect your credit score
  • Fraud protection for stolen or lost cards
  • Less than perfect credit is okay
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Mobile account access at any time
  • Multiple card design options to choose from at no extra charge
  • No security deposit required
  • Pick from multiple card designs at no extra charge
  • Prequalify for a card today and it will not impact your credit score
  • Pre-qualifying today will not affect your credit score
  • Protection from fraud if your card is stolen
  • Protection from fraud, if your card happens to be lost or stolen
  • Simple and fast application process
  • Unsecured credit card, no deposit required
  • An unsecured Mastercard for less than perfect credit
  • Get the convenience of an unsecured Mastercard, even with less than perfect credit
  • Get the flexibility of an unsecured Mastercard, even with less than perfect credit
  • No security deposit required, even with less than perfect credit
  • Use nationwide wherever Mastercard is accepted
  • Reports to all three major credit bureaus
  • Worry-free fraud protection if your card is lost or stolen
  • Fraud protection from unauthorized charges
  • Quick and easy pre-qualification process
  • Enjoy easy online account access 24/7
  • Access your account online 24/7 at no additional cost
  • 24/7 mobile account access
  • Chip technology for your convenience and security
  • Choose your card design with chip technology at no additional cost
  • EMV chip included for added peace of mind
  • Chip card technology for additional fraud protection
  • An unsecured card perfect for everyday purchases
  • Get access to the credit you need, no deposit required
  • Cover your everyday needs without a deposit
  • All the benefits of a Mastercard, without a security deposit
  • For anyone with less than perfect credit, including students
  • For students and anyone with less than perfect credit
  • Increase your access to available credit
  • Greater access to credit than before
  • New opportunities to increase your credit availability
  • Bad credit history? Milestone Mastercard could be for you. With reporting to all three credit bureaus, you can get credit for all of your hard work
  • No upfront security deposit required so you can keep more money in your pocket. Plus, gain access to a manageable credit limit with every card
  • $0 liability for unauthorized use
  • Get a Mastercard accepted online, in store and in app
  • Simple application process with a quick decision

Approval Rate:
There were 4 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.

The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 609, then your chance of approval may be even greater.

Approval Time:
Great news for applicants that do not want to wait on an application status. This PREMIER Bankcard card offer will give you a response in seconds. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

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