Luxury Card™ Mastercard® Titanium Card™

  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—Available by phone, email, and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Members-only LUXURY MAGAZINE®.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $195 ($95 for each Authorized User).
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Personal $195 ($95 for each Authorized User added to the account) 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. N/A 16.49% Flexible Options


Quick Summary:
This Mastercard rewards card with flexible options is issued by Barclays Bank. This card is intended for consumers, or "personal use" with a nearly perfect credit history. Rates may vary among applicants, however the lowest standard APR is 17.24%* (Variable)*.

Important Rates:
There is a introductory balance transfer offer APR of 0.00% for introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.*. There is an annual fee of $195 ($95 for each Authorized User added to the account)* for this card.

Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 778 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Barclays Bank product.

Other Basics:
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Other Remarks:
  • Luxury Card's mission is to shape the industry with innovation, value and service: Our metal card design is unparalleled. Leading redemption values, superior 24/7 service and global acceptance make this a reliable everyday credit card.
  • Luxury Card Rewards®: Earn 1 point for every $1 you spend. Points do not expire as long as the account remains open and in good standing.
  • 2% Value for Airfare Redemptions: The best airfare redemption rate in the industry with no blackout dates or seat restrictions. For example, 50,000 points will get you a $1,000 airline ticket versus only a $750 airline ticket with the nearest competitor.
  • 1% Value for Cash Back Redemptions: Cash back can be deposited directly into a US bank account or applied as a statement credit. Redeem for as few as 67 points.
  • 24/7 Luxury Card Concierge®: Luxury Card Concierge is a complimentary service available 24/7 to all Cardmembers by phone, email or live mobile chat via the Luxury Card App. Concierge agents can assist with bookings, research, gift sourcing, product searches, VIP access and much more.
  • Luxury Card Travel®: Luxury Card Travel offers Cardmembers an average value of $500 annually in benefits and services per stay at over 3,000 properties around the world. Benefits may include spa credits, complimentary food and beverages, room upgrades, early check-in, late check-out and welcome perks. View travel benefit examples at https://www.luxurycard.com/hotelandtravel
  • Luxury Gift Program: The Luxury Gift program is our way of thanking our loyal Cardmembers. Throughout your membership, you will receive Luxury Gifts from some of the world's most iconic brands.
  • LUXURY MAGAZINE®: Our quarterly publication is produced exclusively for Luxury Card members and covers the very best in travel, design, technology and fashion through smart journalism and original photography.
  • Luxury Card Experiences®: Continually updated, carefully selected trips and tours appealing to a diverse range of passions and interests, such as Culinary & Wine, Activity & Adventure, Sports & Entertainment, Family, Arts & Culture and Specialty Travel, are available exclusively to Cardmembers.
  • Luxury Card App: Available only to Cardmembers, Concierge agents are available 24/7 via live chat to assist with any request. Designed to inspire and handle Cardmembers' everyday needs, app users can browse and book a memorable and unique Luxury Card Experience, make travel arrangements and explore exclusive Cardmember offers and perks.
  • Fulfillment Kit: Each card arrives in an embossed box set in a custom cherrywood tray. A handcrafted leather utility pad, which can be used as a jewelry or glasses rest, is also included as a welcome gift.
  • Mastercard World Elite Benefits: World Elite is Mastercard's highest benefits level. World Elite Mastercard benefits include exclusive discounts from Lyft, Fandango, Boxed, Postmates, Shoprunner and Onefinestay. Additional benefits include Mastercard ID Theft ProtectionTM, Cellular Telephone Protection and more.
    • Boxed: Boxed makes shopping for bulk items easy and convenient. Create a Boxed account and use your Luxury Card to earn 5% cash rewards on eligible Boxed orders for use on future purchases.
    • Lyft: Enroll and take five eligible rides in a month using your Luxury Card and get a $10 Lyft credit. Keep riding to earn credit month after month.
    • ShopRunner: Receive free two-day shipping and free return shipping on eligible purchases when you sign up for a complimentary ShopRunner membership with your Luxury Card.
    • Fandango: Get rewarded even faster on eligible purchases when you join Fandango VIP. Earn double the points for the tickets you buy with your Luxury Card, 250 points per ticket. Rack up 500 points and earn a $5 VIP + reward.
    • Postmates: Postmates provides on-demand delivery from over 200,000 restaurants and stores across the United States. Receive $5 off eligible orders of $25 or more when you use your Luxury Card to order through Postmates.
    • Onefinestay: Onefinestay provides access to thousands of rental homes and villas around the world. Cardmembers receive a 10% discount on eligible Onefinestay bookings.
    • Mastercard ID Theft Protection: Identity Theft benefits have been enhanced with credit fraud monitoring and white-glove ID Theft Resolution service.
    • Cellular Telephone Protection: Luxury Card comes with $1,000 in yearly coverage ($800 maximum per claim, two claims per year) should your phone get stolen or need certain repairs. Simply pay for your mobile phone bill with your Luxury Card to activate coverage.
    • Auto Rental Collision Damage Waiver: Car rental services purchased with your eligible Luxury Card allow reimbursement for any damages due to collision or theft that may occur.
    • Travel Assistance: Service is available 24 hours a day, 365 days a year, and provides the following assistance services: Master Trip Travel Assistance, Medical Assistance, and MasterLegal Referral Service. Benefits are designed to assist you or your travel companions when you're traveling 50 miles or more from home.
    • $0 Fraud Liability Protection: Pay only for purchases you have authorized with your Luxury Card, whether you pay in a store, over the phone or online. As a Cardmember, you are not responsible in the event someone makes unauthorized purchases with your card.
    • Travel Accident Insurance: As a Luxury Card member, you and your family will be automatically insured up to $250,000 against accidental loss of life or dismemberment if you purchase your common carrier travel tickets with your eligible Luxury Card.
    • Baggage Delay: If checked baggage on a common carrier flight is delayed in transit for tickets purchased using an eligible Luxury Card, you will be reimbursed for the cost of replacing essential personal or business items.
    • Global Acceptance: For your convenience, Luxury Card is accepted at 8 million domestic retailers and is part of an operating network in more than 210 countries and territories.
    • No Foreign Transaction Fees: Enjoy greater freedom with no foreign transaction fees on purchases made while traveling abroad.
    • Mastercard Global Service: Emergency assistance is available to you anytime, anywhere and in any language. This includes worldwide, 24-hour assistance with lost or stolen cards, obtaining an Emergency Card Replacement or Emergency Cash Advance.
    • Trip Cancellation and Interruption: If your covered trip is canceled or interrupted due to a covered reason, this benefit can reimburse you up to $5,000 per trip and $10,000 per 12-month period. Coverage is secondary to any other applicable insurance or benefit available to you, including benefits offered by the Travel Provider. Additional terms and conditions apply.

 



Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 778, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

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