Starbucks Rewards™ Visa® Card

Earn Stars everywhere you shop. Enjoy Rewards faster. Earn up to 3 stars for every $1 you spend at Starbucks® stores and 1 Star for every $4 on purchases everywhere else.*

  • 6,500 Stars after you spend $500 on purchases in the first 3 months from account opening*
  • 250 Bonus Stars instantly - Earn 250 Bonus Stars the first time you use your Starbucks Rewards™ Visa Card to digitally load your registered Starbucks Card in your App.
  • Barista Picks 8 times a year - A selection of food and drink items chosen by Starbucks® baristas for cardmembers redeemable at participating Starbucks® stores.*
  • Earn up to 3 Stars per $1 spent at Starbucks stores: 1 Star per $1 when digitally loading your Starbucks Card with your Starbucks Rewards Visa Card (excludes money added at the register), plus 2 Stars per $1 spent when that Starbucks Card is used to pay at Starbucks stores.*Same page link to Offer Details
  • Earn 1 Star per $2 you spend at grocery stores, on local transit and commuting, and on internet, cable, and phone services.*Same page link to Offer Details
  • Earn 1 Star per $4 on purchases everywhere else.*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Good Credit, Above Average Credit Personal $49* N/A* N/A* 18.24%* - 25.24%* Store Specific


Quick Summary:
This is a Mastercard rewards card, issued by Chase. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 18.24%* and may be as high as 25.24%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is an annual fee of $49** for this card.

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 694 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Chase product.

Other Basics:
The grace period listed for the Starbucks Rewards™ Visa® Card is at least 21 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Our Editor's Commentary:
Rewards outside of Starbucks are not attractive compared to other rewards credit cards. The hefty annual fee on top of this may leave potential card applicants feeling indecisive.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 694, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
There are no reviews. If you have experience, you can write one now.

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