FIT Mastercard®

  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Checking Account Required
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Poor Credit Personal See Terms N/A* N/A* 29.99% None
Notice: Information about this card offer is limited due to Continental Finance's request for a limited analysis.

Our Editor's Commentary:
The FIT Mastercard, issued by Continental Finance, is an excellent choice for consumers who are re-establishing or building their credit for the first time. The Bank of Missouri reports all activity to the three major credit bureaus, so responsible use will go a long way in helping to improve your credit.

Other Benefits of the FIT Mastercard

To go along with the above features, here are some of the top benefits of the FIT Mastercard:
Unsecured credit card, meaning it doesn't require a security deposit
Simple and streamlined application process with an immediate decision
An initial credit limit of $400 which can increase through responsible use

Things to Know

The benefits of the FIT Mastercard outweigh any potential drawbacks, but there are some things to watch for:
High APR when compared to competitors
Monthly maintenance fee after the first year as a cardholder
Processing fee upon approval and acceptance of the offer

The FIT Mastercard by Bank of Missouri isn't the right offer for every consumer, but it's one of the better choices for those with bad or no credit. If you fit into either category, it deserves a second look.

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