Applied Bank® Visa® Business Card


  • Turn Your Hobby or Interest into a Business
  • Less Than Perfect Credit? No Problem! 
  • Easy Approval! Perfect for Sole Proprietors & Entrepreneurs 
  • Reports Monthly to Major Credit Bureaus 
  • Initial credit limit of $500*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Poor Credit, Fair Credit, Limited Credit Business See Terms* N/A* N/A* 23.99%* None

This Credit Card Is Currently Not Available

Important Notice: Applied Bank® Visa® Business Card from Applied Bank is no longer available or maintained at Finance Globe. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:



Applied Bank® Visa® Business Card Quick Summary:
This Visa offer is issued by Applied Bank. This card is restricted to business owners with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. You may need proof of business ownership or involvement before finalization of the card acceptance. The APR is 23.99%* Fixed.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is an annual fee of see terms* for this card.

Rewards:
This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 624 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Applied Bank product.

Other Basics:
You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).

Other Remarks:

This card is not issued in the state of WV. Origination Fee $125. Monthly Maintenance Fee $9.95 ($119.40 annually)



Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

This card has a poor approval or acceptance rate. Since this is a card for poor credit, moderately high fees or APRs may be contributing factors for people that decide to accept this card. Furthermore, if your FICO score is close to or higher than 624, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
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