The Blue Business® Plus Credit Card from American Express


This featured offer was noticed by Finance Globe staff to be unique and offer special benefit to cardholders.
  • The Blue Business? Plus Card is a credit card with no annual fee and a 0% APR for 15 months on purchases and balance transfers. Perfect for big purchases like wholesale supplies and updating equipment as you can pay down your purchase over time.
  • Earn 2X points with no category restrictions, all without an annual fee. 2X points are on your first $50,000 in purchases and 1X points thereafter. Plus, you will earn an additional point for each dollar of eligible travel purchases made on amextravel.com.*
  • Enjoy increased buying power above your credit limit to make bigger purchases for your business.* Plus, you can earn Membership Rewards® points in the process. It’s that simple.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit, Good Credit Business $0 0% on Balance Transfers for 15 months 0% on Purchases for 15 months 12.99% - 20.99% Variable Other


Quick Summary:
This rewards card is issued by American Express and offers unique rewards not listed in our current rewards categories. This card is restricted to business owners with a nearly perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. Rates may vary among applicants, however the lowest standard APR is 15.49%* and may be as high as 21.49%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 763 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any American Express product.

Other Basics:
You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Our Editor's Commentary:
The Blue Business® Plus Credit Card from American Express has a reputation for providing business owners with a variety of benefits.

Earn points for every dollar you spend, and 2x points on the first $50,000 spent annually on everyday business purchases.

If you also love the competitive APR of 12.99% - 20.99% Variable and a 0% introductory APR, you won't want to wait any longer to learn more about The Blue Business® Plus Credit Card from American Express.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 763, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
There are no reviews. If you have experience, you can write one now.
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