USAA Rewards™ Visa Signature®
- USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
- Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
- Free Travel and Retail Benefits: Get benefits like Visa® Auto Rental Collision Damage Waiver Insurance, Worldwide Automatic Travel Accident Insurance, and Warranty Manager Service.
- Enjoy variable rates as low as 10.40% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
|Credit Target||Type||Annual Fee||BT Intro APR||Purchase Intro APR||Regular APR||Rewards|
|Excellent Credit, Good Credit||Personal||$0.00.||N/A*||N/A*||10.40%-26.40% (Variable)||Flexible Options|
This Visa rewards card with flexible options is issued by USAA Savings Bank. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 10.4%* and may be as high as 26.4%* (Variable)*, depending on your credit worthiness*.
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 665 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any USAA Savings Bank product.
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.
Our Editor's Commentary:
There are many reward cards to choose from, but military members often find that the USAA Rewards™ Visa Signature® is among the best.
Points are awarded for every purchase, which can then be used for travel, cash, gift cards, and more.
Making this an even better opportunity is chip technology, travel benefits, and no annual fee.
If you have good or excellent credit and are seeking a quality rewards card, the USAA Rewards™ Visa Signature® is a good place to start.
There were 3 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 33% of those applicants were approved.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 665, then your chance of approval may be even greater.
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Based on community reviews, we found that 100% of 1 user recommend this card.
Is this the card you want? Apply On-line
It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs. Find more credit cards.