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Capital One® Cash Rewards

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Capital One Cash Rewards - Credit Card

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Capital One® Cash Rewards

$100 bonus after you spend $500 on purchases within the first 3 months
50% bonus on the cash back you earn every year
1% cash back on all purchases
No annual fee
Earn unlimited cash back that doesn't expire
Redeem cash back anytime for any amount, even set automatic redemptions
Personalize your card with an image of your choice
0% intro APR on purchases and balance transfers until June 2014

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Excellent Credit, Good Credit	Consumer	$0	0.00% for until June 2014*	0% for until June 2014*	12.9% - 20.9% (V)	Cash Back	8

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My husband and I have two Capital One cards, so they must allow that. I think it's always best to give it some time before applying for more credit, especially within the same bank. Congratulations! It sounds like you've worked hard on your credit score and it's paying off.

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My opinion based on personal experience and if I am reading correctly you currently have two capital one credit cards that are both under a year old, with your secured card getting closer to one year of age. I?d say wait until August and see if Capital One offers to upgrade your secured credit card. I have read a lot of post where after a year of good usage/payment history Capital One had converted the individual?s secured card to one...