Key Bank Platinum MasterCard®

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The KeyBank Platinum MasterCard® personal credit card provides access to credit and a competitive APR. It also allows you to earn points on your purchases, redeemable for great rewards. Get the purchasing power you deserve with your personal credit card relationship with KeyBank.
  • No annual fee*
  • 0% Introductory APR for 12 billing cycles on all purchases, and all balance transfers (made within 60 days of account opening). After that, a variable purchase APR of 10.99% - 20.99% applies, based on credit worthiness†
  • Earn one (1) KeyBank Relationship Rewards® point for every $1 in eligible purchases*
  • Zero Liability fraud protection*
  • Price protection on qualifying purchases
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Good Credit Personal $0* 0.00% for 12 monthly billing cycles 0.00% for 12 monthly billing cycles 10.99%* - 20.99%* Other

Quick Summary:
This MasterCard rewards card is issued by Key Bank and offers unique rewards not listed in our current rewards categories. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 10.99%* and may be as high as 20.99%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is a balance transfer offer APR of 0.00% for 12 monthly billing cycles*. There is also a purchase introductory APR of 0.00% for 12 monthly billing cycles*. Be cautious that some card issuers may charge higher rates and fees for cash advances.

There is no annual fee for this card.*

This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a nearly perfect or flawless credit record. A FICO credit score of 824 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Key Bank product.

Other Basics:
The grace period listed for the Key Bank Platinum MasterCard® is at least 25 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 824, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 100% of 1 user recommend this card.

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