Ameriprise World Elite Mastercard®

  • Earn 10,000 bonus rewards points after you make $500 in purchases or balance transfers with your new account in the first 90 days*
  • Earn 1X Ameriprise Rewards points for every dollar you spend on purchases*
  • 1.5% cash back when you redeem points in increments of 30,000 for $450 into an eligible Ameriprise® financial account*
  • Achiever Circle clients also earn:
    • 25,000 bonus points with a $50,000 deposit of non-retirement assets into an eligible Ameriprise account*
    • 500 bonus points for a completed home or auto insurance quote
    • Rewards points for other financial products and services. Please see the Ameriprise Rewards Program Terms and Conditions for each of the reward offers mentioned above.
  • Points do not expire when you keep your account open, active and in good standing
  • 1.5% redemption value when you redeem points in increments of 10,000 for a $150 Ameriprise Financial Planning certificate*
  • $150 annual fee, waived for Ameriprise Achiever Circle Elite Members*
  • 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, curretly 16.24% or 18.24%, based on your creditworthiness*
  • Earn up to $200 in credits toward airline purchases with qualifying transactions*
  • Chip card technology to make paying for your purchases more secure at chip-card terminals in the U.S. and abroad
  • Security & travel protection including ID theft resolution services, purchase security, extended warranty, travel assistance, travel insurance and rental insurance*
  • Complimentary concierge services available 24 hours, 7 days a week, 365 days a year
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Good Credit, Excellent Credit Personal $150* N/A* N/A* 16.24%* - 18.24%* Flexible Options


Quick Summary:
This Mastercard rewards card with flexible options is issued by Barclays. This card is intended for consumers, or "personal use" with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 16.24%* and may be as high as 18.24%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is an annual fee of $150** for this card.

Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 726 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Barclays product.

Other Basics:
The grace period listed for the Ameriprise World Elite Mastercard® is at least 23 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Approval Rate:
There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 726, then your chance of approval may be even greater.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Community Opinion:
Based on community reviews, we found that 100% of 4 users recommend this card.

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