"Approved 4 Buyers Credit"
PayPal Extras Credit Card® Review
Written by: ceniceros1 on 2010-11-19
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
ceniceros1's review: 
Applied for Credit Card, got instant approval on buyers credit. I had read this happens a lot so was ok with either one. I use paypal for payments a lot. Also I have the buyers credit as my backup for my PayPal Debit Card so it is the same as having a credit card. Can be used anywhere Mastecard is accepted.
Scores:
EQ 700
EX 650
TU 671
I am pretty much a cash girl so only have three credit cards on my record (one which is corp and I am not the primary) the other two very low limits. 2 inquires in the last two years about to fall off. I am about at 50% for my utilization though because my credit reports do not show I have paid off one credit card. I plan on applying for one more credit card in the next 6 months but waiting until my utilization is lower and inquires fall off. Good luck everyone! I am pretty sure they pull transunion...
Applied for Credit Card, got instant approval on buyers credit. I had read this happens a lot so was ok with either one. I use paypal for payments a lot. Also I have the buyers credit as my backup for my PayPal Debit Card so it is the same as having a credit card. Can be used anywhere Mastecard is accepted. Scores:
EQ 700
EX 650
TU 671
I am pretty much a cash girl so only have three credit cards on my record (one which is corp and I am not the primary) the other two very low limits. 2 inquires in the last two years about to fall off. I am about at 50% for my utilization though because my credit reports do not show I have paid off one credit card. I plan on applying for one more credit card in the next 6 months but waiting until my utilization is lower and inquires fall off. Good luck everyone! I am pretty sure they pull transunion...
4 Comments
Comment 1 by wanderer
Re: Approved 4 Buyers Credit 
on 2010-11-23
Thanks for a good report. Beyond that... I know nothing about this card.
on 2010-11-23 Thanks for a good report. Beyond that... I know nothing about this card.
Comment 2 by brian23
Re: Approved 4 Buyers Credit on 2010-11-24
Congrats! I have the same thing, 500CL buyers credit. And I have the debit card, so works the same for me. I will say that I got the account 7 months ago and just last month I went from a 400CL to a 500CL, so they are definitely doing CLI's.
on 2010-11-24 Congrats! I have the same thing, 500CL buyers credit. And I have the debit card, so works the same for me. I will say that I got the account 7 months ago and just last month I went from a 400CL to a 500CL, so they are definitely doing CLI's.
Comment 3 by mrbigdee
Re: Approved 4 Buyers Credit on 2011-07-26
I just got this card and i was approved my score is 730 and 715 on 2 reports .. the credit limit was 500... have they gave u cli yet?
on 2011-07-26 I just got this card and i was approved my score is 730 and 715 on 2 reports .. the credit limit was 500... have they gave u cli yet?
Comment 4 by ceniceros1
Re: Approved 4 Buyers Credit on 2013-03-22
Update 03/22/13 Still use this card but try to pay it off monthly because its a 26% one.
They have raised my limit to $2000. I love paypal. I even have my teenage account through it so I can pay allowance directly and he learns to use a credit card without all the problems. Thanks PayPal.
Think I will call and see if I can get lower APR now
EQ 723
EX 762
TU 738
on 2013-03-22 Update 03/22/13 Still use this card but try to pay it off monthly because its a 26% one. They have raised my limit to $2000. I love paypal. I even have my teenage account through it so I can pay allowance directly and he learns to use a credit card without all the problems. Thanks PayPal.
Think I will call and see if I can get lower APR now
EQ 723
EX 762
TU 738
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
