Nationwide Bank® Visa® Credit Card
- 0% introductory APR on credit card purchases and balance transfers for 6 billing cycles from account opening
- 0% for 12 billing cycles on automotive repair purchases from date of repair purchase
- 1% cash-back rebates on all purchases each month
- No annual fee
- 24-hour online account management
- 24-hour credit card customer service
|Credit Target||Type||Annual Fee||BT Intro APR||Purchase Intro APR||Regular APR||Rewards|
|Good Credit||Personal||$0*||N/A*||0.00% for 6 Billing Cycles||11.24%* - 19.24%*||Cash Back|
This is a Visa cash back rewards card issued by Nationwide Bank. This card is intended for consumers, or "personal use" with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 11.24%* and may be as high as 19.24%* (Variable)*, depending on your credit worthiness*.
There is a purchase introductory APR of 0.00% for 6 Billing Cycles*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
There is no annual fee for this card.*
This card is a cash back card, where you can expect cash rewards for your purchases.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 734 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Nationwide Bank product.
The grace period listed for the Nationwide Bank® Visa® Credit Card is at least 25 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.
Annual Percentage Rate (APR) for automotive repairs: A 0% fixed APR for the first 12 billing cycles from the date of each automotive repair purchase. *
There were 6 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 83% of those applicants were approved.
The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 734, then your chance of approval may be even greater.
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Based on community reviews, we found that 100% of 4 users recommend this card.