AAA WorldPoints(TM) Visa® Card
- No annual fee+
- Earn one point for every net dollar of retail spending and DOUBLE POINTS on every $1 you spend on gas for the first 12 billing cycles+
- Redeem points for Travel, Cash, Merchandise or Gift Certificates
- Purchase your AAA Travel Package with a AAA credit card and you'll be rewarded with a AAA Visa® Gift Card valued at up to $200
- Begin redeeming with as little as 2,500 points
- No blackout dates for travel rewards
- Secure online access to your account information at www.aaanetaccess.com
- Emergency card replacement
- Absolute Fraud Protection
|Credit Target||Type||Annual Fee||BT Intro APR||Purchase Intro APR||Regular APR||Rewards|
|Excellent Credit||Personal||$0*||2.90% for 12 billing cycles||N/A*||9.99%* - 15.99%*||Flexible Options|
This Visa rewards card with flexible options is issued by FIA Card Services. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.99%* and may be as high as 15.99%* Fixed, depending on your credit worthiness*.
There is a introductory balance transfer offer APR of 2.90% for 12 billing cycles*. There is no annual fee for this card.*
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 779 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any FIA Card Services product.
The grace period listed for the AAA WorldPoints(TM) Visa® Card is at least 20 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 779, then your chance of approval may be even greater.
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
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