USA Platinum Shopping Card

Get a $7500 Platinum Merchandise Credit Line regardless of credit history. You have been selected to receive a $7500 Platinum Shopping Card from USA Platinum. You're approval is *guaranteed, regardless of your credit history. And to help you get your $7,500 Platinum Shopping Card sooner, there are no employment or credit verifications.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Poor Credit Personal See Terms* N/A* N/A* See Terms* None
Important Notice: This USA Credit credit card is no longer available, or we are no longer authorized by the bank to provide information about this card. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:

Quick Summary:
This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. See the terms and conditions for the purchase APR rate.

Important Rates:
Please see the card issuer's terms and conditions regarding annual percentage rates.A 0% APR* is listed for this card, meaning that balances may need to be paid in full each month as charge cards specify, or there is a special program regarding payment. Due to the limited information we have about this rate, we advise you to read the offer details along with the terms and conditions in full. Please see the application disclosures regarding the annual fee.

This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO credit score of 537 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any USA Credit product.

Other Basics:

Rewards and Benefits:
  • Approval is *guaranteed when qualifications are met.
  • The Card is an Unsecured Line of Merchandise Credit
  • The Shopping Club offers over 14,000 products.
  • Upon request, credit limits increases are available to those that qualify.
  • The merchandise credit line is reported to a major Credit Bureau.
  • No credit checks.
  • No employment verifications.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit

Other Remarks:

The cost to enroll in the USA Credit plan is $149.95.
Finance Globe recommends that potential applicants review fees from the issuers terms and conditions.
*See website for terms and conditions

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 537, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 0% of 1 user recommend this card.
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