The Business Platinum® Card from American Express


This featured offer was noticed by Finance Globe staff to be unique and offer special benefit to cardholders.
  • Welcome Offer: Earn up to 100,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of Card Membership.*
  • Get 1.5X Membership Rewards® points per dollar, on each eligible purchase of $5,000 or more with the The Business Platinum Card®. That’s 50% more points. You can get up to 1 million additional points per year.*
  • 35% Airline bonus - Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 35% of those points back.* Either book a First or Business class flight, or any class flight with your selected qualifying airline. You can get up to 500,000 points back per calendar year.
  • Global Lounge Collection - We’re #1 where it counts. With more than 1,200 airport lounges across 130 countries and counting, the American Express Global Lounge Collection?* offers travelers more lounge options than any other card on the market. Enjoy the highest levels of luxury at any of our own networks, The Centurion® Lounge and The International American Express lounges, or visit one of our partners including Delta Sky Club® when flying Delta or a Priority Pass Select lounge once enrolled.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit, Good Credit Business $450 N/A N/A N/A None


Quick Summary:
This offer is issued by American Express. This card is restricted to business owners with a nearly perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is an annual fee of $450* for this card.

Rewards:
This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a nearly perfect or flawless credit record. A FICO credit score of 825 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any American Express product.

Other Basics:
The grace period listed for The Business Platinum® Card from American Express is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Our Editor's Commentary:
If you need a credit card for your business, The Business Platinum® Card from American Express is an offer to learn more about.

It comes with a variety of benefits, including airport lounge access, complimentary internet access on flights, travel rewards, and the ability to earn points for every dollar spent.

The Business Platinum® Card from American Express is not the only offer for business owners, but those with excellent credit should definitely give it a second look.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 825, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 100% of 1 user recommend this card.

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