Chevron / Texaco Techron Advantage Credit Card

  • Earn 3¢ per gallon in Fuel Credits every fill-up, every time at Chevron and Texaco stations*
  • Enjoy Exclusive cardholder savings offers throughout the year*
  • Pay at the Pump - use your card at nearly 8,000 Texaco and Chevron stations nationwide
  • Convenient 24/7 Cash Access.* Now available! Easy cash access 24/7 at any ATM with the Cirrus Symbol*
  • Online account management - Check your balance, make payments and more, securely and conveniently
  • Zero Fraud Liability* You will not be liable for unauthorized charges regardless of the amount*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Poor Credit Personal $0* N/A* N/A* 28.99%* None


Quick Summary:
This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. The APR is 28.99%* Fixed.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO credit score of 500 to 625 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Synchrony Bank product.

Other Basics:
The grace period listed for the Chevron / Texaco Techron Advantage Credit Card is at least 23 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.



Approval Rate:
There were 28 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 75% of those applicants were approved.

The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 500 to 625, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 80% of 20 users recommend this card.

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