Amtrust Bank Platinum Plus® for Business


  • Promotional 2.99% APR (on cash advances, including cash advance checks and balance transfers)*
  • High credit lines*** - Create working capital instantly
  • With the optional Rewards Program, each enrolled cardholder will receive 2,000 free bonus points after their first purchase*****
  • Important Tax Benefits - Interest on business expenses may be tax deductible**
  • Employee Misuse Insurance Protection ***
  • Additional Cards for Your Employees - Request as many as you need! You can set their individual credit lines so you control how much is spent***
  • Card Financials Onlinesm - Secure access to online account information and reporting 24 hours a day
  • No Annual Fee
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Good Credit Business $0* 2.99% for 5 Billing Cycles N/A* 4.24%* - 15.24%* None
Important Notice: This FIA Card Services credit card is no longer available, or we are no longer authorized by the bank to provide information about this card. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:



Quick Summary:
This Mastercard offer is issued by FIA Card Services. This card is restricted to business owners with a good to perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. Rates may vary among applicants, however the lowest standard APR is 4.24%* and may be as high as 15.24%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is a introductory balance transfer offer APR of 2.99% for 5 Billing Cycles*. There is no annual fee for this card.*

Rewards:
This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 735 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any FIA Card Services product.

Other Basics:
The grace period listed for the Amtrust Bank Platinum Plus® for Business is at least 20 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 735, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

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