Platinum Edition® Visa® Card
- No Annual Fee.*
- 0% INTRODUCTORY APR* for the first 15 billing cycles on balance transfers. After that, a variable APR based on the Prime Rate between 12.24% and 20.24% APR depending on your creditworthiness
- $25 statement credit when you make a purchase within the first 3 billing cycles.*
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards |
|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Personal | $0* | N/A* | N/A* | 12.24%* - 20.24%* | None |
Quick Summary:
This Visa offer is issued by First National Bank Omaha. This card is intended for consumers, or "personal use" with a nearly perfect credit history. Rates may vary among applicants, however the lowest standard APR is 12.24%* and may be as high as 20.24%* (Variable)*, depending on your credit worthiness*.
Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*
Rewards:
This is not a rewards card.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 752 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any First National Bank Omaha product.
Other Basics:
The grace period listed for the Platinum Edition® Visa® Card is at least 21 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).
Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 752, then your chance of approval
may be even greater.
Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of
weeks, but normally much sooner.
Community Opinion:
Based on community reviews, we found that
100% of 1 user recommend this card.
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